Responsibilities
- Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
- Maintains contact with loan customer,municating progress of loan and obtaining any required documentation
- Structures loan toply with acceptable lending practices and Federal regulations
- Establishes detailed marketing / business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
- Answers customer calls and walk- in customers to discuss various loan products and qualification information
- Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
- Cross-sells other bank products and services
- Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
- May participate in networking through professional, business andmunity organizations and activities to promote and market loan products
This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.
This is amission-based job. Associates in the role have historically earned totalpensation averaging $20,000 - $100,000+ per year. Actualpensation will vary based on associate's location, performance, and production.
This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to / / for more information.
Requirements
High School Diploma or GEDOne (1) year of mortgage lending experience with proven mortgage productionAbundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial plannersPreferences
Bachelor's degreePrior Mortgage Loan Officer experienceSkills andpetencies
Good organizational skillsKnowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.Knowledgeable on agency and investor regulations and guidelinesMust be able to build and maintain internal and external relationships to deliver high levels of serviceMust be able to multi-taskpeting priorities and meet tight deadlinesProficient in Microsoft Office productsSales acumenStrong written and verbalmunication skillsPositions may be available in other cities within Georgia.Strong preference for MLOs with recent proven production of 10M or greater annually.Position Type
Full time
Incentive Pay Plans :
This role is eligible to participate in amission incentive plan. Employees have the potential to earnmission based on performance against defined metrics and goals.
Position Type
Full time
Benefits Information
Regions offers a benefits package that is flexible,prehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be aplete summary of plan terms and conditions.
Paid Vacation / Sick Time401K withpany MatchMedical, Dental and Vision BenefitsDisability BenefitsHealth Savings AccountFlexible Spending AccountLife InsuranceParental LeaveEmployee Assistance ProgramAssociate Volunteer ProgramPlease note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.
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Location Details
Buckhead
Location : Atlanta, Georgia
Equal Opportunity Employer / including Disabled / Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of thepany. Job ID R94080