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Mortgage Loan Officer - Atlanta, GA

Mortgage Loan Officer - Atlanta, GA

Regions Financial CorporationBrookhaven, United States
30+ days ago
Job type
  • Full-time
  • Permanent
Job description

Responsibilities

  • Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
  • Maintains contact with loan customer,municating progress of loan and obtaining any required documentation
  • Structures loan toply with acceptable lending practices and Federal regulations
  • Establishes detailed marketing / business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
  • Answers customer calls and walk- in customers to discuss various loan products and qualification information
  • Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
  • Cross-sells other bank products and services
  • Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
  • May participate in networking through professional, business andmunity organizations and activities to promote and market loan products

This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.

This is amission-based job. Associates in the role have historically earned totalpensation averaging $20,000 - $100,000+ per year. Actualpensation will vary based on associate's location, performance, and production.

This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to / / for more information.

Requirements

  • High School Diploma or GED
  • One (1) year of mortgage lending experience with proven mortgage production
  • Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners
  • Preferences

  • Bachelor's degree
  • Prior Mortgage Loan Officer experience
  • Skills andpetencies

  • Good organizational skills
  • Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
  • Knowledgeable on agency and investor regulations and guidelines
  • Must be able to build and maintain internal and external relationships to deliver high levels of service
  • Must be able to multi-taskpeting priorities and meet tight deadlines
  • Proficient in Microsoft Office products
  • Sales acumen
  • Strong written and verbalmunication skills
  • Positions may be available in other cities within Georgia.
  • Strong preference for MLOs with recent proven production of 10M or greater annually.
  • Position Type

    Full time

    Incentive Pay Plans :

    This role is eligible to participate in amission incentive plan. Employees have the potential to earnmission based on performance against defined metrics and goals.

    Position Type

    Full time

    Benefits Information

    Regions offers a benefits package that is flexible,prehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be aplete summary of plan terms and conditions.

  • Paid Vacation / Sick Time
  • 401K withpany Match
  • Medical, Dental and Vision Benefits
  • Disability Benefits
  • Health Savings Account
  • Flexible Spending Account
  • Life Insurance
  • Parental Leave
  • Employee Assistance Program
  • Associate Volunteer Program
  • Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.

    / / regions / weetour /

    Location Details

    Buckhead

    Location : Atlanta, Georgia

    Equal Opportunity Employer / including Disabled / Veterans

    Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of thepany. Job ID R94080

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