Treasury Liquidity Analyst

Work Location :

Mount Laurel, New Jersey, United States of America

Hours : 40

Pay Details :

$58,760 - $93,600 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business : Finance

Job Description :

The Treasury Liquidity Analyst conducts analysis, reporting, monitoring, forecasting and / or reconciliation activities, develops applications, and / or provides technical support. This role contributes to the development of liquidity methodology and assumptions, processes, policies / frameworks and / or systems to support Liquidity Risk Management. Provides accurate, efficient, and comprehensive reporting and analysis, and supports Committee and / or regulatory requests.

Depth & Scope :

Experienced working professional role providing specialized business services, advisory or processes / program support within their own area of specialty

Requires experienced, conceptual and practical knowledge within their own specialty and knowledge of broader related areas

Accountable for own work, may act as an escalation point or knowledge resource for others in their own area

Leads projects or workstreams within broader projects with moderate risk and accountable for managing ongoing activities, processes and functional programs

Works within broad guidelines / policies and independently performs tasks from end to end

Solves moderately complex problems by taking a new perspective on existing solutions

Exercises judgment based on the analysis of multiple sources of information

Conveys business context when providing guidance within field of specialty to internal or external stakeholders

Work performed under minimal management guidance and supervision

Identifies and leads problem resolution

Education & Experience :

Undergraduate degree preferred

3+ years of experience

Customer Accountabilities :

Provides analytical support to all areas within the team and / or organization

Develops, implements, and maintains systems and applications to extract data from product systems

Prepares and presents funding and risk management reports

Develops, documents and maintains applications as assigned by manager

Evaluates the intraday and cashflow forecasting of the bank as it pertains to the cash management process

Analyzes changes in the liability and asset portfolios, evaluates trends, and reconciles cash flow activity

Evaluates product and customer in behavior stress scenarios and provides views on concentration for funding

Participates in the stress testing processes and provides Liquidity SME view in larger enterprise-wide undertakings

Provides and assists in regulatory and internal management reporting on a timely and accurate basis

Supports ongoing reviews with 1B, 2nd line and 3rd line functions

Shareholder Accountabilities :

Contributes to various operational activities and processes as assigned

Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate

Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area

Protects the interests of the organization - identifies and manages risks, and escalates non-standard, high-risk activities as necessary

Conducts internal and external research projects; supports the development / delivery of presentations / communications to management or broader audience

Conducts reporting and / or meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs / policies / practices

Acquire and apply expertise in the discipline, provide guidance, assistance and direction to others

Adheres to internal policies / procedures and applicable regulatory guidelines

Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts

Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite

Employee / Team Accountabilities :

Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issue / points of interest

Supports the team by continuously enhancing knowledge / expertise in own area and participates in knowledge transfer within the team and business unit

Keeps current on emerging trends / developments and grows knowledge of the business, related tools and techniques

Keeps others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities

Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and / or guidance as appropriate

Contributes to a fair, positive and equitable environment that supports a diverse workforce

Acts as a brand ambassador for your business area / function and the bank, both internally and / or externally

Physical Requirements :

Never : 0%; Occasional : 1-33%; Frequent : 34-66%; Continuous : 67-100%

Domestic Travel - Occasional

International Travel - Never

Performing sedentary work - Continuous

Performing multiple tasks - Continuous

Operating standard office equipment - Continuous

Responding quickly to sounds - Occasional

Sitting - Continuous

Standing - Occasional

Walking - Occasional

Moving safely in confined spaces - Occasional

Lifting / Carrying (under 25 lbs.) - Occasional

Lifting / Carrying (over 25 lbs.) - Never

Squatting - Occasional

Bending - Occasional

Kneeling - Never

Crawling - Never

Climbing - Never

Reaching overhead - Never

Reaching forward - Occasional

Pushing - Never

Pulling - Never

Twisting - Never

Concentrating for long periods of time - Continuous

Applying common sense to deal with problems involving standardized situations - Continuous

Reading, writing and comprehending instructions - Continuous

Adding, subtracting, multiplying and dividing - Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are :

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches / stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation / incentive awards (e.g., eligibility for cash and / or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more ()

Additional Information :

We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process

We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.