Talent.com
Credit Analyst
Credit AnalystSouthEast Bank • Knoxville, TN, US
No longer accepting applications
Credit Analyst

Credit Analyst

SouthEast Bank • Knoxville, TN, US
15 hours ago
Job type
  • Full-time
Job description

Join to apply for the Credit Analyst role at SouthEast Bank

Continue with Google Continue with Google

Join to apply for the Credit Analyst role at SouthEast Bank

Description

This position will either be located in Knoxville or Chattanooga, depending on the where candidate selected is located geographically.

Basic Function

Review, analyze and document customer financial condition and repayment capacity.

Description

This position will either be located in Knoxville or Chattanooga, depending on the where candidate selected is located geographically.

Basic Function

Review, analyze and document customer financial condition and repayment capacity.

Essential Functions

  • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  • Analyze customer financial statements.
  • Prepare reports that discuss the degree of risk involved in extending credit.
  • Complete credit analyses, summarize requests, and submit to approving officer.
  • Generate financial ratios to analyze profitability trends.
  • Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
  • Consult with customers, accountants, and other professionals to verify financial and credit information.
  • Participate in major department projects and take an active role in cross-functional teams to assist in driving quality improvements, processes, and initiatives.
  • Actively participate and communicate in team-based work groups that make up Credit Department.

Skills, Knowledge, And Training

  • Organizational and Research skills
  • Good communication skills to convey information effectively
  • Detail orientated
  • Flexibility and ability to multi-task
  • Critical thinking
  • Basic accounting and finance principles in the interpretation of customer financial statements.
  • Effective business writing and professional communication.

    • Working Conditions

  • Sitting for long periods of time
  • Lift 10-20lbs periodically
  • Periodic travel

    • Requirements

  • Bachelors degree in Accounting / Finance preferred.
  • 3-5 years experience in Financial Analysis preferred.
  • 1-2 years knowledge with computer technology including, but not limited to Microsoft Office, Word, Excel, Power Point, E-Mail, and internet navigation.
  • Maintain up-to-date knowledge of and adhere to all state and federal regulations that pertain to this position including but not limited to Bank Secrecy Act, Consumer Privacy and Fair Lending.
  • Working knowledge of state and federal regulations including but not limited to Bank Secrecy Act, Consumer Privacy and Fair Lending along with industry best practices that pertain to this position.

    • Seniority level

    Seniority level

    Mid-Senior level

    Employment type

    Employment type

    Full-time

    Job function

    Job function

    Finance and Sales

    Industries

    Banking

    Referrals increase your chances of interviewing at SouthEast Bank by 2x

    Sign in to set job alerts for "Credit Analyst" roles.

    Continue with Google Continue with Google

    Continue with Google Continue with Google

    Knoxville, TN $85,000 - $95,000 1 week ago

    Commercial Loan Officer and Underwriter (Remote)

    Knoxville, TN

    $110,000.00

    $140,000.00

    1 week ago

    Customer Remediation Data Analyst - Consumer & Business Banking Risk

    Knoxville, TN

    $105,400.00

    $124,000.00

    1 week ago

    Consumer Credit Servicing Support Specialist- CCB

    Governance Risk and Compliance (GRC) Analyst 1

    Knoxville, TN

    $122,600.00

    $183,800.00

    1 month ago

    Knoxville, TN

    $200,000.00

    $500,000.00

    1 month ago

    Knoxville, TN

    $85,500.00

    $128,000.00

    1 week ago

    Oak Ridge, TN

    $200,000.00

    $500,000.00

    10 hours ago

    Governance Risk and Compliance (GRC) Analyst 3

    Small Business Underwriter (Hybrid) Location : Knoxville, TN

    Maryville, TN $200,000 - $500,000 1 month ago

    Farragut, TN $200,000 - $500,000 1 month ago

    Knoxville, TN $90,000 - $110,000 1 week ago

    Sevierville, TN $200,000 - $500,000 1 month ago

    We're unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

    J-18808-Ljbffr

    Create a job alert for this search

    Credit Analyst • Knoxville, TN, US