Credit Analyst II

Job Description

Job Description

Exciting Opportunities at  Maverick Payments !

Join our fast-paced, growing company and further your career with  Maverick Payments,  where you can thrive, your ideas are valued, and your colleagues feel more like family than coworkers!

About Us :

Maverick Payments  is a family-owned and privately held full-service payment provider. Located in Calabasas, California,  Maverick  has created innovative technology designed for sales organizations, such as ISO’s and ISV’s, looking to monetize payments by reselling our white-labeled payments stack. Our payment products include merchant acquiring services, a proprietary gateway, ACH processing, fraud & chargeback tools, analytics, and other value-add services. Maverick’s team includes underwriting, risk management, compliance & legal, technology & product development, on-boarding, customer support, information technology, and more.

About the Position :

Under the direction of the Sr Director of Risk & Underwriting, Credit Analyst II is responsible for handling credit and financial analysis related duties. The Compliance Department is responsible for protecting the Company from the risk of loss associated with its business activities, and for ensure Company’s compliance with applicable legal, regulatory, and industry requirements.

• Conduct periodic credit reviews within an assigned portfolio and quantify results in a narrative format based on processing models, metrics and a detailed financial analysis resulting in verbal and written recommendations to management consistent within company risk appetite.
• Perform financial analysis preparing Credit Risk Assessments and Periodic Review of existing merchants with detailed recommendations and creative risk mitigation strategies.
• Analyze merchants with varying risk dependencies and credit quality associated with diverse business types and processing environments to determine potential exposure.
• Execute against Credit Policy driven collateral strategies to minimize losses by implementing reserves, sourcing letters of credit and / or administering funding holds.
• Communicate effectively with partner, internal departments, and management as necessary to obtain financial information or other documentation necessary to complete merchant reviews.
• Review and make recommendations to update department policies and procedures based on changing industry trends or process adjustments.
• Work collectively with other Department personnel for required enhanced due diligence reviews or to obtain historical data and feedback regarding assigned accounts.
• Other duties may be assigned by Portfolio Management leadership

Qualifications :

What We Offer :

Pay Range : $35-$40 / hr.

This position will consider remote work for candidates in the following states :

AZ, CA (outside Los Angeles), CO, FL, GA, ID, IN, KS, KY, MA, MD, ME, NC, NJ, NV, NY, OH, PA, TN, TX, UT, VA, WA

Maverick Payments is an Equal Opportunity Employer.

Pay Transparency Notice : At Maverick Payments, we believe in openness, honesty, and empowering our candidates to make informed career choices. As part of our commitment to transparency, we disclose the salary range for our positions. These ranges reflect our dedication to fair compensation practices and recognize the value that each team member brings to our organization. The final salary offer will be based on factors such as your experience, skills, and qualifications.

Non-Solicitation from Third Parties : Do not contact Maverick Payments about this position unless you are a job seeker and potential applicant for this position. Do not contact Maverick Payments about other services, products or commercial interests.

Notice to Agency and Search Firm Representatives : Maverick Payments is not accepting unsolicited resumes from agencies and / or search firms for this or other job postings. Resumes submitted to any Maverick Payments employee by a third-party agency and / or search firm without a valid written and signed search agreement, will become the sole property of Maverick Payments. No fee will be paid if a candidate is hired for this position as a result of an unsolicited agency or search firm referral.

Fair Chance Ordinance : Maverick will consider qualified applicants with criminal histories in a consistent manner with the Los Angeles Fair Chance Initiative for Hiring.

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