Employee Benefits Consultant

This position will require an occasional meeting onsite in Charlotte (nothing regular), and no relocation assistance is available.

Main Duties & Responsibilities :

• Engage with clients to understand and evaluate their advanced health and life coverage requirements.
• Craft tailored insurance programs that align with client goals—ranging from business group benefits to individual life coverage options.
• Examine usage data and claims information sourced from providers and third-party vendors; synthesize findings into actionable insights for client presentations.
• Analyze current insurance arrangements and suggest updates based on evolving business needs or shifts within the regulatory and benefits landscape.
• Support clients throughout the claims journey—clarifying coverage details and ensuring accurate and timely filing.
• Guide clients in making informed benefits decisions using reporting, analytics, and financial modeling designed to assess plan performance and cost implications.
• Deliver comprehensive plan recommendations that include competitive pricing, detailed breakdowns of inclusions and exclusions, and premium comparisons.
• Ensure all client interactions and proposals adhere to applicable legal and regulatory standards at the local, state, and federal level.
• Oversee accurate completion and prompt processing of all necessary paperwork—including applications, renewals, and any policy modifications.
• Foster and sustain lasting partnerships by offering continuous advisory and service support across the policy lifecycle.
• Proactively check in with clients to reassess needs and update benefit strategies as circumstances evolve.
• Maintain an up-to-date understanding of benefits vendors and industry capabilities.
• Provide modeling and data-backed reporting tools to help clients anticipate and manage financial exposure within their benefits offerings.

Skills & Requirements :

tags : employee benefits account manager, eb account manager, eb consultant