Underwriter / Portfolio Manager (on-site)

Job Description

Job Description

Assists with managing and growing the team's portfolio of Loan Syndications, Purchased Credits (SNC’s & CLO’s), and direct lending opportunities that are aligned with established lending and operational policies, that optimize capital utilization, and provide strong risk adjusted profitability to the Bank with acceptable risk. Develops specialized expertise in credit underwriting and risk management in our core strategies and markets, including Interest Rate Hedging and Structured Credit. Focus on understanding trends in capital markets, as well as the local, national, and global economy.

Performs all duties and interacts with internal and external customers in a manner aligned with the Company's Core Values of Voyaging Spirit and Positively Ohana; Customer Experience Competencies of Customer Interaction, Empowerment and Ownership; and Basic Skills of Listening, Oral Communication, Written Communication, Action Orientated, Thoroughness, Problem Solving.

Primary Accountabilities :

Underwriting :

• Makes timely, accurate and balanced underwriting recommendations.
• For direct lending opportunities, recommends appropriate loan structures, to meet the needs of both our customers and the bank.
• Conducts thorough research and analysis, participates in credit discussions.
• Underwrites the credit approval package clearly and concisely.
• Actively supports new loan requests from origination to booking.
• Communicates actively and effectively, proactively works with other relevant areas of the bank.

Credit Management & Administration :

Portfolio Management :

Monitors secondary market activity as available.

Minimum Qualifications :

Education :

High School Diploma or GED equivalency required.

Bachelor’s degree from an accredited 4-year university (preferably in Finance or related field) preferred.

Experience :

4+ years’ experience of commercial lending or related experience required.

Physical Requirements & Working Conditions :

Must be able to perform light physical work and to move or lift items including but not limited to boxes, files and papers up to 20 pounds unless otherwise as indicated.

Must be able to operate and proficiently use standard office equipment, including phone, copier, personal computer and / or other work related mechanical or electronic devices and applications.

Must be able to clearly communicate verbally and in writing with all internal and external customers.

Must also be able to hear sufficiently to engage in daily discussions and interactions.

Must be able to read and understand bank-related documents.

Must be able to work in a conventional office setting, involving sitting at a desk or workstation for long periods of time.

Must also be able to adapt to different work environments as needed to perform the job.

We are proud to be an EEO / AA employer M / F / D / V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.