Overview
Member Care Associate is responsible for providing enthusiastic, professional, and superior service by phone or video communication in a high call volume environment. The primary purpose of this position is to provide best-in-class member service by answering incoming calls, providing basic account and product information while performing account transactions and maintenance.
Responsibilities
- Answer inbound calls, complete requested inquiries and transactions in an accurate and timely manner.
- Understand and adhere to caller verification procedures.
- Efficiently navigate multiple platforms via internet browsers and other software.
- Maintain current knowledge of the credit union's products, services, promotions, mailings, procedures, policies and federal regulations.
- Maintain knowledge of the requirements for membership and documents required to open an account with the credit union.
- Practice effective customer service skills, providing the member with a positive interaction and experience on every call.
- Manage calls to diffuse and resolve escalated issues by seeking assistance from supervisor or manager as needed.
- Determine through listening skills any products, services and conveniences that would benefit the member's financial needs.
- Other projects and responsibilities may be added at the manager's discretion.
Job Requirements & Qualifications
Must have a high school diploma or GED.Must have at least one to three years of experience in a related Call Center field, and / or two to three years of Customer Service experience in a call center environment.Collections experience, preferred.Bilingual in Spanish, preferred.Thorough knowledge of automated call distribution systems, Credit Union's online products, processes, and policies.Strong knowledge of applicable Federal and State laws pertaining to consumer lending to include Dodd-Frank / Truth in Lending Act, FNMA and Freddie Mac guidelines and requirements.Registered Mortgage Loan Originator with the Nationwide Mortgage Licensing System (NMLS) or obtain within 120 days from date of hire, promotion, and / or transfer.Thorough knowledge of mobile and Internet banking solutions to include browser settings and smartphone / tablet applications.Ability to make decisions which impact the department's credibility, operations, and / or services.Strong attention to detail and ability to maintain accuracy in processing transactions and detecting discrepancies.Strong mathematical skills to include accurately adding, subtracting, multiplying, dividing; and to record, balance, and / or check account results for accuracy.Excellent interpersonal and communication skills in English and Spanish (both written and oral) when working with members or co-workers on accounts or other Credit Union service inquiries or information.Strong computer and keyboard skills including MS Word and Excel, ten-key number pad or calculator by touch, and exposure to online account applications and / or web-based tools.Demonstrates sound judgment in decisions regarding transaction approvals and member problem resolutions.This position requires a good degree of literacy, credibility and excellent telephone and customer service skills.A collections background would be advantageous.Ideal candidate will have relevant experience and excellent interpersonal communication skills and confidence in dealing with difficult situations.All Firstmark team members must mirror our shared values : happy, helpful, honest, humble and hungry (driven).Ability to work in a fast-paced, call center environment.Ability to present a consistently positive and professional presence over the phone.Thorough knowledge of mobile and Internet banking solutions to include browser settings and smartphone / tablet applications.Strong attention to detail and ability to maintain accuracy in processing transactions and detecting discrepancies.Demonstrate proficiency in standard business computer operations, internet applications, web browsers, e-mail, and various Windows-based software applications.Ability to adapt and embrace changes in organization, processes and systems as needed.Schedule
Flexibility to work shifts between 8am-6pm, Monday-Friday, and rotating shift of 9am-4pm on Saturdays.
What's in it for you?
As an employee of Firstmark Credit Union, you will join a team of talented professionals who are passionate about teamwork, outstanding service, committed to our community and who embrace the opportunity to take charge of their careers. Check out some of our benefits!
Full Time & Part Time Employee Benefits401(k)—with matching incentives up to 6%Medical, Dental, and Vision InsuranceCompetitive PayEmployee Assistance ProgramEducation AssistanceCareer DevelopmentPaid & Unpaid Volunteer OpportunitiesGenerous Paid LeaveFitness Membership DiscountsAND MORE!Equal Opportunity Employer
Protected Veterans / Individuals with Disabilities : This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
J-18808-Ljbffr