Group Underwriter

Job Summary

The Group Underwriter is responsible for the review and analysis of risk presented on group product platforms. This position involves the use of various pricing models and analysis techniques. This position will work closely with members of the sales team, account services team, product team, operations and legal team.

Job Details

Location : Flexible work options : Indianapolis, IN (in office), Hybrid, or Remote

Relocation Expenses Reimbursed : No

Qualified candidates must be legally authorized to be employed in the United States. IMG will not be providing sponsorship for employment visa status (e.g., H-1B or TN status) for this position.

Perks

Comprehensive benefits package including Medical / RX / Dental / Vision Insurance

401k Plan with company match

Paid Time Off and Company Holidays

Free employee parking

On site fitness center

Casual dress environment

Tuition reimbursement plan

Duties And Responsibilities

Review new business RFP's for various product lines and determine appropriate pricing

Request and review medical records on medically underwritten programs

Review sold cases for complete information and verify rates as needed

Evaluate renewals and make pricing recommendations

Prepare formal proposals for prospects and renewals

Review policy change requests and perform plan change calculations

Complete financial exhibits and develop group performance reports when requested

Work directly with risk carrier and pricing actuaries on large opportunities

Work within authority limits and underwriting guidelines

Qualifications

Minimum of 3 years' experience related to group underwriting in an insurance environment

Understanding of underwriting principles and rating methodologies

Ability to interpret and assess risk within company guidelines

Ability to establish priorities and manage multiple projects simultaneously

Requires strong mathematical and analytical skills

Advanced MS Office skills, especially in using Excel, Word, PowerBI and PowerPoint

Preferred Skills

BA / BS in Insurance or related field

Insurance industry experience working with Accident & Health and major medical products a plus

Working knowledge of medical terminology

IMG is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, ethnicity, national origin, religion, gender, gender identity or expression, sexual orientation, genetic information, disability, age, veteran status, and other protected statuses as required by applicable law.