PhD Machine Learning Engineer, New Grad

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career..

About the team

Stripe's Applied ML organization is excited to offer new grad PhD machine learning engineering positions for 2026. This is an exceptional opportunity to contribute to critical projects that directly enhance Stripe's suite of products, focusing on areas such as foundation models used for dozens of tasks e.g. fraud detection, enhanced support, and predicting user behavior.

You will tackle challenging problems at the intersection of finance, technology, and data. You'll have the chance to work on creative projects like the Stripe Assistant and the Stripe Foundation Model, which leverage machine learning to revolutionize how businesses interact with financial services and data.

Responsibilities

• Develop and deploy large-scale machine learning systems that drive significant business value across various domains.
• Engage in the end-to-end process of designing, training, improving, and launching machine learning models.
• Write production-scale ML models that will be deployed to help Stripe enable economic infrastructure access for a diverse range of businesses globally.
• Collaborate across teams to incorporate feedback and proactively seek solutions to challenges.
• Rapidly learn new technologies and approaches, demonstrating a strong ability to ask insightful questions and communicate the status of your work effectively.

Who you are

Preferred qualifications

Application requirements

Please submit the following with your application :

Office-assigned Stripes in most of our locations are currently expected to spend at least 50% of the time in a given month in their local office or with users. This expectation may vary depending on role, team and location. For example, Stripes in our Bucharest, Romania site have an 80% in-office expectation, and those in Stripe Delivery Center roles in Mexico City, Mexico and Bengaluru, India work 100% from the office. Also, some teams have greater in-office attendance requirements, to appropriately support our users and workflows, which the hiring manager will discuss. This approach helps strike a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility when possible.

The annual US base salary range for this role is $180,000 - $270,000. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions / sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.

Additional benefits for this role may include : equity, company bonus or sales commissions / bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.

Office locations

South San Francisco HQ, New York, or Seattle

At Stripe, we're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us.

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