Key Responsibilities :
- Assist in developing and implementing underwriting policies and procedures.
- Evaluate and analyze credit applications to determine risk and approve or decline applications accordingly.
- Communicate with Funding Associate, Credit Analysts and Dealer Partners to resolve issues and obtain additional information when necessary.
- Collaborate with the Underwriting Manager to set up the business and ensure adherence to regulatory requirements.
- Utilize Microsoft Office and Loan Origination Systems (LOS) to process and manage loan applications.
- Maintain accurate and up-to-date records of all underwriting decisions and documentation.
- Work collaboratively with other team members to achieve departmental goals.
- Provide excellent customer service and support to dealers and customers regarding financing options.
- All other duties as assigned.
Qualifications :
High school diploma, associate degree or equivalent in Finance, Business, or related field Previous experience in underwriting is mandatoryA minimum of 3-5 years of experience is recommended.Proficiency in Microsoft Office (Word, Excel, PowerPoint).Remain current on lending regulations and guidelinesFamiliarity with Loan Origination Systems (LOS).Strong analytical and decision-making skills.Research and problem-solving capabilities.Excellent communication and interpersonal skills.Act as a resource for dealer and staff questions regarding the KMRF's loan programsWorking knowledge of financial services regulations together with all internal policies and procedures.Working knowledge of various loan structures, payment schedules, amortizations, interest ratesPrepare monthly production reports and provide information to managerBasic understanding of financial information and lending regulations.Ability to work 100% on-site at our Foothill Ranch, CA office.Profile Differentiators :
Experience in founding, co-founding or working in a fast-paced startup environment.Experience in Powersports Finance Industry (motorcycle, ATVs UTVs, PWCs)Experience in a FinTech startup.Advanced Professional degreeHourly Range :
$25.00 / hr. - $35.00 / hr., based on experience and qualifications.
Equal Opportunity :
KMRF is an Equal Opportunity Employer; employment with KMRF is governed on the basis of merit, competence and qualifications and will not be influenced in any manner by race, color, religion, gender, national origin / ethnicity, veteran status, disability status, age, sexual orientation, gender identity, marital status, mental or physical disability or any other legally protected status.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
J-18808-Ljbffr