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Financial Consultant

Financial Consultant

Ocean BankMiami, FL, US
10 days ago
Job type
  • Full-time
Job description

Financial Consultant

The Financial Consultant in Ocean Financial Services is responsible for building and maintaining long-term relationships with clients, understanding their financial goals, and delivering personalized financial planning and investment strategies.

Responsibilities

  • Develop strong, trust-based relationships with clients through consistent communication and service.
  • Create customized financial plans covering investments, retirement, education, insurance, and estate planning.
  • Provide tailored investment recommendations and execute trades across a range of financial products (stocks, bonds, mutual funds, ETFs, options, etc.).
  • Monitor portfolio performance, rebalance as needed, and deliver regular performance reports.
  • Conduct periodic reviews to adjust strategies based on changing client needs and market conditions.
  • Understand clients' financial goals, risk tolerance, and investment time horizon.
  • Assess clients' financial situations, including income, expenses, assets, liabilities, and goals.
  • Drive business growth through networking, referrals, and marketing initiatives.
  • Maintain accurate records of client interactions and stay current on regulatory changes.
  • Ensure full compliance with SEC, FINRA, BSA, KYC, and internal policies.
  • Perform due diligence on the BSA / KYC (Know Your Customer) write-ups and profile; conduct customer interviews in order to profile them as well as to comply with BSA, KYC and other bank policies and procedures.
  • Continuously expand product knowledge and stay informed on market trends and investment opportunities.

This position is for Ocean Financial Services (OFS), a subsidiary of Ocean Bank.

Qualifications

Education / Experience :

  • Associate's Degree.
  • Five (5) years of investment related experience in product sales and servicing customers in international / private banking branch operations.
  • May require occasional travel for training, conferences, or branch office visits.

    • Skills and Competencies :

  • Must have exceptional communication, interpersonal, and presentation skills.
  • Must have strong analytical, problem-solving, and decision-making abilities.
  • Must have ability to build rapport, establish trust, and maintain long-term client relationships.
  • Must have a thorough understanding of financial markets, investment products, and economic principles.
  • Must be proficient in financial planning software, CRM systems, and other relevant technology.
  • Must have unwavering ethical conduct and commitment to client confidentiality.
  • Experience working in a sales team, and high-quality service advocacy.
  • Must possess excellent organizational, interpersonal, time management, written and verbal communication (English and Spanish) skills.
  • Computer proficiency in MS Software (e.g. Excel, Word, and Outlook).

    • Preferences :

  • A bachelor's degree in finance, business, economics, or a related field.
  • Prior experience in sales, financial services, or client service is highly advantageous.

    • Licenses :

  • FINRA Series 7 and Series 66 (or Series 65) licenses are mandatory.
  • Life, Health, and Variable Annuity insurance licenses may be required depending on the products offered.

    • Job Posting Locations

    In this role you can work hybrid from Miami, Florida, United States

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    Financial Consultant • Miami, FL, US