Evaluation Specialist

Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee shop to the large construction company that employs local people, our goal is to help businesses succeed and our communities thrive.

With offices in Arizona, California, Florida, Kansas, Missouri, New Mexico, Nevada and Texas, we're strong, growing and committed to supporting the communities we serve. We extend this commitment to the community to our associates, offering annual paid volunteer time off and charitable-matching opportunities. Voted a Best Bank to Work For by American Banker for multiple years, we offer our associates an array of benefits and the opportunity to chart their own career path with us. Join us in the pursuit of our mission to guide people to a lifetime of financial success, and enjoy a career filled with professional growth opportunities, interesting colleagues and the satisfaction of supporting our communities.

Together, there's no stopping you!

Job Title :

Evaluation Specialist

Job Description : Summary

The Evaluation Specialist will serve as the primary coordinator and reviewer of real estate evaluations within the bank. Evaluations developed within the bank and by third-party providers must be engaged with independence, consistency, and credibility in mind. The Specialist will manage all evaluation assignments within YouConnect, a vendor management platform. As assignments are processed, the Specialist will serve as a liaison between bank associates and evaluation providers, which requires adherence to various regulations and internal policies. This role is key to the mission of the Appraisal Review Department; however, this opening does not require an appraisal license or certification.

Essential Duties & Responsibilities

Serve as job manager for all residential evaluations to include vendor selection, engagement, tracking, review, revision and reconsideration of value handling, and internal communication regarding valuation outcomes.

Fulfill stringent loan closing deadlines, which includes completing the related reviews according to department service level agreements.

Communicate on a daily basis with Relationship Managers, Loan Coordinators and department staff regarding status of orders.

Ensure that all communication occurs within the YouConnect platform, and that vendor and Appraiser Independence Requirements are honored.

Perform evaluation reviews competently, under the training and guidance of certified staff appraisers.

Mediate evaluation related issues presented by Relationship Managers according to Reconsideration of Value (ROV) guidance.

Engage valuation education and industry news to remain current with regard to appraisal and evaluation related regulations.

Qualifications

General understanding of USPAP (Uniform Standards of Professional Appraisal Practice), particularly with respect to Standards 3 and 4.

Knowledge of Federal and state laws, and FDIC regulation related to appraisal and evaluation guidelines.

Demonstrated ability to work well with department counterparts, internal customers, external customers, and third-party vendors

Strong oral and written communication skills, capable of translating real estate terminology into layman's terms.

Review disposition - technical and constructive, with an emphasis on education and problem-solving.

Flexibility required - must be able to multitask and provide service as needed, while also maintaining continuity of the evaluation review workflow.

Backup residential appraisal and first tier environmental assessment workflows.

Supervisory Responsibilities

None

Education and / or Experience

High School Diploma or equivalent

3 years of real estate research, evaluation production, and / or appraisal training within an FDIC regulated institution.

Experience using MLS and CoStar (commercial) data services for research and analysis.

Reporting of discerned market trends and conditions.

Concluding acceptance of valuations via appraisal review, collateral underwriting, and / or quality control positions.

Computer and Software Skills

Proficient in Microsoft office suite

Ability to engage YouConnect, an appraisal management technology platform

Certifications, Licenses, and Registrations

None

Equal Opportunity Statement :

Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources at

hr@enterprisebank.com

Enterprise Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live. We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity or protected veteran status and will not be discriminated against on the basis of disability. All employment offers are contingent upon the applicant successfully completing both drug and background check screenings.

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