Audit Director- Consumer Lending

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Audit Director – Consumer Lending

role at

Capital One .

Overview

Capital One’s Audit function is a dedicated group of professionals focused on delivering top‑quality assurance services to the organization’s Audit Committee. Audit professionals are experienced, well‑trained, and credentialed, and operate within a collaborative, agile environment to deliver value‑added opinions and recommendations. The team drives risk identification, transformation, and innovation through technology, positioning the firm as a top‑notch talent destination. Inspired by our colleagues, we are risk identifiers, challengers, influencers, and transformational leaders who drive impactful work for the enterprise.

Capital One seeks an energetic, self‑motivated Audit Director to develop and lead the strategic approach for designing and executing a risk‑based testing strategy that ensures risk management quality across Consumer Lending. The Director will provide input into the ongoing audit plan, maintaining a comprehensive understanding of the risk profile of the audit universe.

Responsibilities

Lead and / or execute operational audits within Capital One, supervising audit staff on engagements.

Proactively monitor the audit universe for changing risks and update risk assessments, audit universe, and audit plan.

Direct business unit and project audits across assigned portfolios.

Review engagement planning documentation and audit programs to ensure adequate coverage of risk and sufficient rationale for scope.

Supervise and coordinate work assignments among audit team members, providing timely feedback, on‑the‑job training, and coaching.

Establish and maintain good relationships with key business and audit partners, leveraging specialized knowledge and skills to provide management insight into risk domains.

Represent internal audit at management meetings, internal forums, and to external bodies.

Provide subject‑matter expertise to audit partners, ensuring comprehensive coverage of owned risk domains.

Assess relevance of audit findings, potential exposures, materiality, trends, and demonstrate awareness of big‑picture issues.

Deliver concise, organized information tailored to the audience, compiling findings into readable audit reports.

Manage timely and quality delivery of multiple tasks—audits, projects, special assignments, and administrative activities—prioritizing independently to meet deadlines.

Qualifications

Basic Qualifications

Bachelor’s degree or military experience

At least 10 years of experience in auditing, risk management, or a combination

At least 5 years of experience in banking or financial services

At least 3 years of experience in people management

At least 3 years of experience managing audit engagements

Preferred Qualifications

Master’s Degree in Accounting, Finance, Economics, or Business Administration

Professional certification such as CPA, CIA, CFA, CRM, CBCP, CTPRP, or APRP

Experience with operational resiliency, third‑party risk management, business continuity risk management, payments risk, country risk, or a combination

12+ years in internal auditing, first or second line risk management, or a combination

7+ years in banking or financial services

7+ years in leadership or supervisory roles

1+ year performing data analysis to support internal auditing

Work Environment

The role is hybrid—associates typically spend 3 days per week in‑person at one of our offices. Fridays are enterprise‑wide virtual workdays. Monday–Thursday are the in‑person days available for associates to spend time together in team areas.

Salary

Minimum and maximum full‑time annual salaries for this role are listed by location :

Charlotte, NC : $181,800 – $207,500

Chicago, IL : $181,800 – $207,500

McLean, VA : $200,100 – $228,400

New York, NY : $218,300 – $249,100

Plano, TX : $181,800 – $207,500

Richmond, VA : $181,800 – $207,500

Riverwoods, IL : $181,800 – $207,500

Seniority Level

Director

Employment Type

Full‑time

Job Function

Accounting / Auditing and Finance

Equal Opportunity Employment

Capital One is an equal opportunity employer (EOE, including disability / vet) committed to non‑discrimination in accordance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. We will consider qualified applicants with a criminal history in a manner consistent with applicable laws.

If you require an accommodation to access the application process, contact Capital One Recruiting at 1‑800‑304‑9102 or RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and used only as required for accommodations.

For technical support or questions about Capital One’s recruiting process, email Careers@capitalone.com.

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