Treasury Management Associate

Description

Job Title : Treasury Management Associate

FLSA : Non-Exempt

Function : Commercial Banking

Reports To : Commercial Market Manager

Purpose : The Treasury Management Associate's primary responsibility will be to assist with the retail growth of profitable commercial depository, treasury management and merchant relationships. This will be achieved by taking a lead role in creating, editing, implementing, monitoring, and partnering with branch management and staff to engage in Business-to-Business development. This role will take the lead in growing products such as, but not limited to, the following : ACH, Online Banking and Wire Transfer, Remote Deposit Capture, Business Deposit Accounts, Credit Cards, HSAs, Positive Pay, and Merchant Services (treasury management products).

Responsibilities :

• Actively participate in community events and with applicable organizations to increase the credit union's visibility and to enhance new business development opportunities for the credit union
• Understand credit risk and properly evaluate and disclose risk in a relationship
• Resolve member inquiries
• Ensure the protection of the credit union's interests in matters such as adequate documentation and adherence to internal and regulatory procedures and policies
• Ensure the protection of the Credit Union's interests in matters such as adequate documentation and adherence to internal and SBA Standard Operating Procedures (SOP) and policies
• Recommend and develop internal processes and procedure improvements as needed to enhance the safety and soundness of the credit union
• Actively participate in departmental and organization meetings and strategic planning discussions as applicable
• Participate as needed in the state, federal, and SBA regulatory examinations
• Keep up to date on any new regulations, procedures, or guidelines
• Effectively educate branch management and staff on an ongoing basis for Commercial specific products
• Partner with branch managers and branch sales staff to develop new loan opportunities, business relationships, and cross-selling opportunities, along with supporting the achievement of retail banking and consumer lending goals and objectives
• Drives relationship management by identifying cross-sell opportunities and introducing our Product partners to help provide a full banking proposition
• Expected to do joint calling and prospecting with product partners depending on the situation
• Promote and maintain a confidential environment to protect members, employees, and credit union information
• Consults with members regarding financial needs, recommend products / solutions, and financial services to meet those needs
• Willingness to set and ability to achieve department goals based on Strategic Business Plan
• Follow all credit union policies, procedures and requirements including, but not limited to, those regarding the Bank Secrecy Act in addition to all applicable state and federal laws and regulations
• Create and promote a positive professional image of one's self and the credit union
• Exemplify the credit union's vision, core values, and service promise

Perform all other duties assigned

Requirements

Education and Experience :

Skills, Abilities, and other Requirements :

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