Job Description
Job Description
D&O Insurance Underwriter
Location : New York, NY (Hybrid / On-site)
Employment Type : Full-time
About the Role
We are seeking a knowledgeable and driven D&O Insurance Underwriter to join our growing team in New York. This role is responsible for evaluating, pricing, and managing a portfolio of Directors & Officers (D&O) insurance risks across various industries, with a focus on publicly traded and private companies. The ideal candidate has a strong foundation in financial analysis, legal and regulatory frameworks, and market trends within the D&O insurance space.
Key Responsibilities
- Risk Assessment : Analyze submissions to evaluate the quality and suitability of D&O risks, including financial statements, legal history, management structure, and governance practices.
- Underwriting Strategy : Develop and execute underwriting strategies tailored to various client segments including public, private, and non-profit organizations.
- Pricing & Structuring : Calculate premiums and structure policies in line with risk appetite, regulatory requirements, and company guidelines.
- Client & Broker Relations : Build and maintain strong relationships with brokers, clients, and partners to support new business and renewals.
- Portfolio Management : Monitor and manage the performance of the D&O book of business to ensure profitability and alignment with underwriting goals.
- Market Intelligence : Stay up-to-date with developments in financial markets, corporate governance, and litigation trends impacting D&O exposures.
- Compliance : Ensure adherence to internal underwriting standards and external regulatory requirements.
Qualifications
3–7 years of experience in D&O underwriting or financial lines (FI, EPL, E&O, etc.) with a carrier or MGA.Bachelor's degree in finance, business, law, or a related field.Strong understanding of D&O insurance products, market dynamics, and legal / regulatory issues.Demonstrated ability to interpret financial statements and assess creditworthiness.Excellent communication and negotiation skills.Ability to work independently and collaboratively in a fast-paced, deadline-driven environment.Familiarity with underwriting tools, CRM platforms, and Microsoft Excel.Preferred Qualifications
Experience with both private and public company D&O underwriting.Professional certifications (e.g., CPCU, RPLU) a plus.Knowledge of New York regulatory landscape is advantageous.What We Offer
Competitive compensation and performance-based bonuses.Comprehensive benefits package including medical, dental, and 401(k).Generous PTO and flexible work arrangements.A collaborative team culture with opportunities for growth and development.