Collection Representative

Job Description

Job Description

Legacy Community Federal Credit Union is looking for the right candidate to join our Collections team as a full time Collection Representative.

Legacy is committed to assisting our members in the greater Birmingham area. Additionally, we are proud to be the official credit union of the University of Alabama at Birmingham. We want to help our members Craft their Legacy by providing products and services to our members that help fulfill their financial needs. We have been loyal to the UAB and Birmingham community since 1955.

We are also committed to providing competitive pay to our employees, as well as excellent benefits. We offer health and dental insurance through BCBS of Alabama, as well as company paid Life and LTD insurance . We offer two retirement plans : 401(k) with discretionary match and a Cash Balance Defined Benefit Plan and Trust . We also have 12 paid holidays, 12 vacation days, and 10 sick days for our employees! This is a full time position, with the standard hours being Monday - Friday 8 : 00 am - 4 : 45 pm.

For our Collection Representative role, we are looking for someone to help us preserve Legacy's assets by controlling delinquent loan accounts, overdrawn checking accounts and / or past due credit card accounts.

Essential Functions & Responsibilities :

• Contacts delinquent accounts by phone and mail, takes appropriate action to bring current.
• Analyzes financial situation of delinquent borrowers, makes recommendations to repossess collateral when other arrangements are not successful.
• Maintains accurate documentation and reports on all collections activity.

Experience : One to three years of similar or related experience.

Education : High school education or GED

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