Commercial Lender II

JOB SUMMARY :

Provide exceptional customer service for Commercial Lending customers, participate in relationship planning and enhancement of business relationships, loan operations management, and credit analysis.

PRIMARY DUTIES :

• Responsible for new business development. Maintains positive relationships to ensure customer satisfaction and business retention.
• Maintains a working knowledge of all bank products and services. Recognizes cross-sale opportunities and refers sales opportunities in response to customer needs.
• Works closely with Loan Operations to ensure a transparent transition from pipeline business to booked loans. Resolves operational problems and recommends alternative procedures for daily loan administration.
• Manages credit and Guarantor files to ensure bank compliance. Routinely checks files for accuracy and to make certain all required documents are present.
• Collects, verifies, and validates credit information and prepares credit write-ups / annual reviews for loan committee. Assists manager with credit underwriting, financial statement analysis, and preparing credit summaries.

SKILLS REQUIRED :