Mortgage Loan Officer - Dover, DE

Mortgage Loan Officer - Dover, DE

Job Locations

US-DE-Dover

Job ID

2025-2880

# of Openings

Type

Full-Time

Category

Residential Mortgage

Overview

Originates first mortgage loans, promotes the financial institution and lending services to the real estate community and helps identify and serve the community's financial needs through home loan counseling, real estate agent seminars and sales meeting, and by participating in and promoting the institutions community actives.

Responsibilities

Solicits first mortgage loans by going out to clients. Informs prospective loan clients of the institutions underwriting guidelines and applicable government regulations

• Assists loan applicant in completing application and necessary disclosures.
• Completes loan application and pre-processing functions in a timely manner - prepares for review initial disclosure including Loan Estimate
• Enters data from new loan applications and other documents into computer system.
• Orders credit reports and other items as needed.
• Answers incoming calls and schedules appointments.
• Provides follow-up on a consistent basis with borrowers, and agents to complete processing.
• Communicates complex approvals or denials to the borrower-agents including real estate agents / builders.
• Responds to inquiries from borrowers regarding status of loans in process.
• Completes necessary information such as log entries and business sourcing.
• Distributes Bank approved marketing materials and general information.
• Actively participates in local business development activities as directed by the Bank.
• In the performance of respective duties, must maintain knowledge of and ensure compliance with the Bank Secrecy Act and all other regulatory, security and bank policies.

Qualifications

WORKING CONDITIONS :

This position is a remote role that requires traveling out to clients.