Risk Specialist

Risk Specialist

At EZCORP, we are a growing team focused on creating and changing the pawn industry as we know it today. We believe that our platform enabled lending and e-commerce solutions will revolutionize our ability to attract, engage and service our customers across the United States, Mexico and Latin America. Join us now for an opportunity to be a part of a team that wants to provide access to short-term cash for every person everywhere!

The Company : Founded in Austin in 1989, EZCORP has grown into a leading provider of pawn loans in the United States, Mexico and Latin America. We are dedicated to satisfying the short-term cash needs of consumers who are both cash and credit constrained and providing an industry-leading customer experience.

What's in it for you : Ground Floor opportunity with EZCORP, a company with a start-up, purpose-driven mentality where innovative and agile problem solving are part of our DNA along with competitive compensation and benefits.

The Risk Specialist works to minimize many forms of risks to the company's financial standings. This role will be responsible for identifying present risks, whether or not they can be prevented and how to lower the chances of their occurrence. This role also entails conducting various assessments including full physical inventories and regulatory compliance assessments as required by regulatory compliance.

Key Areas of Responsibility :

Provides financial insight into business decisions

Provides quality and timely inventory and compliance reports

Ensures the best decisions are made to minimize potential risks in business operations

Critical and Essential Tasks :

Reviews financial data and information concerning business operations

Identifies potential risks and recommends how to address the issues identified

Identifies and analyzes areas of potential risk to the assets, earning capacity, or success of organizations

Prepares reports and presentations that outline findings, explain risk positions, or recommend change

Conducts statistical and in-person analyses to identify and categorize risk and potential risk

Assists in developing risk mitigation strategies and implementing them

Presents risk analyses to consumers, decision-makers or management, making recommendations for action

Creates reports to provide to upper management

Remains informed on the latest developments in the company and overall field in order to update risk reports on a regular basis

Prepares company risk policies and procedures and safety / operational codes

Plans and contributes to the development of risk management systems

Requirements :

Experience : 1-3 years of experience

Education : Bachelor's degree required

Competencies :

Technical & Professional Skills :

Job-Specific Knowledge, Skills, and Abilities :

• Comfortable working around firearms
• Bilingual / bicultural technical and conversational skills (Spanish / English)
• Demonstrated strong verbal and written communication and interpersonal skills; attention to detail and accuracy; and time management and organizational skills
• Highly proficient in the use of MS Word, MS Excel, PowerPoint and Outlook
• Mathematical skills in order to perform calculations and identify potential problems with data

Service Orientation : This is a major area of importance. People who are successful in this position will be eager to help, committed to doing things right and always focused on the customer's wants and needs.

Leadership : Leadership skills are of major importance. Successful Team Members will possess excellent communication skills and have the ability to interpret technical information to all levels of Team Members in a positive and motivational manner and so that they can understand. An emphasis on inter-personal relationships and "results orientation" will ensure success in this position.

Analytical Skills : The person in this position will need to have keen analytical skills that will allow him / her to look at data and identify discrepancies and irregularities and determine the best solution to correcting the situation.

Planning : In order to be effective in this position, the Team Member must be able to manage multiple priorities and deadlines to better handle day-to-day and special situations.