Market Underwriter

Job Title

This job serves as the single-point-of-contact for sales teams and assigned customers, delivering insights and recommendations to sales in order to aid customer acquisition / retention while maintaining performance goals. This incumbent will collaborate with cross functional team members on client-level quotes and function as a trusted adviser by providing financial and risk management support to sales as well as strategic insight.

Understand department and the company's strategic goals and competitive position and drives client-level results towards these ends. Actively work with Sales team to manage portfolio of clients towards financial and business targets, e.g. membership, revenue, margin, etc.

Proactively draw insights from quote details, client understanding and regional insights to deliver best-possible recommendation to Sales. State and maintain independent perspective, including under pressure from more senior individuals, identifying opportunities and concerns.

Responsible for portfolio of clients through underwriting engagement, from identification through documentation of final sold-contract details

Assess risk by looking at various risk measures such as risk scores, demographic analysis, and turnover considerations.

Serve as the accountable owner for all quotes delivered to sales partners. Develop a perspective on each client package deliverable. Clearly and confidently communicates Underwriting's position on the risk profile of each client

Identify tool improvement needs and communicates needs to Product Development teams

Maintain accurate book management details including concession budget

Other duties as assigned or requested.

Required : Bachelor's Degree in Science, Technology, Mathematics or related field

Substitutions : Six (6) years additional experience required in lieu of degree

Experience : Required : 3 years of Health Care Underwriting OR risk mgmt OR actuary work OR applying advanced mathematics to include 1 years of external client interaction or comparable external interactions

Skills : Understanding of health products, services, risk assessment and techniques. Consultative mindset. Strong Oral and Written Communications skills.

Travel Requirement : 0% - 25%

Physical, Mental Demands and Working Conditions : Position Type : Office-based. Teaches / trains others regularly : Rarely. Travel regularly from the office to various work sites or from site-to-site : Occasionally. Works primarily out-of-the office selling products / services (sales employees) : Never. Physical work site required : Yes. Lifting : up to 10 pounds Constantly. Lifting : 10 to 25 pounds Rarely. Lifting : 25 to 50 pounds Never.

Compliance Requirement : This job adheres to the ethical and legal standards and behavioral expectations as set forth in the code of business conduct and company policies.

Pay Range Minimum : $50,200.00

Pay Range Maximum : $91,200.00

Highmark Health and its affiliates prohibit discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibit discrimination against all individuals based on any category protected by applicable federal, state, or local law.