Mortgage Loan Officer

Position Summary :

Originating residential mortgage loans which can be sold in the secondary market. Actively market services to business referral partners.

Responsibilities :

• Emulates SSB&T Core Values.
• Call and visit prospective referral sources for the solicitation of mortgage loans in accordance with company standards and loan production goals
• Assist prospective borrowers in the proper completion of loan applications
• Provide required disclosures
• Collect funds for services to be ordered
• Gather necessary support documents from prospective borrowers
• Provide customer assistance in the selection of loan programs that best fit their needs
• Disclose loan terms
• Lock in loan interest rates
• Coordinate with realtors and borrowers by providing answers to any questions on loan status updates
• Provide any significant changes to loan terms or closing dates
• Coordinate the loan processing efforts by communicating loan status between borrowers and processors
• Monitor the loan process to ensure loans close and fund on the date specified by the borrower
• Other duties as assigned

Requirements