Senior Underwriter, Excess Casualty

Job Description

This is your opportunity to join Golden Bear Insurance Company’s Midwest operation. We are a trusted underwriting company known for combining reliability with the creativity needed to place the toughest risks. Often, the only thing standing between an insured going “bear” and securing full coverage is a policy issued by Golden Bear.

Founded in 1978, Golden Bear is a private, family-owned insurance company with a long history of stability and entrepreneurial spirit. Free from the pressures of short-term shareholder expectations, we take a long-term view that allows us to prioritize our employees, our broker partners, and our insureds. Our specialty is tackling complex and evolving risks - whether property, casualty or cannabis - with innovative solutions and decades of underwriting expertise. Joining Golden Bear means becoming part of a company that values collaboration, integrity, and independent thinking, while continuing to grow as one of the leading providers in the E&S market.

Position Overview :

We are seeking a highly skilled and experienced E&S Excess Casualty - Sr. Underwriter to join our team. The primary purpose of this position is to underwrite new business and renewals in a profitable manner and according to authority level and established guidelines; in addition to daily collaboration with local team members and various business units across the nation. Utilize underwriting tools to determine accurate classifications, rates, and premium charges. Understand state laws, including cancellation and non-renewal, within assigned territory to properly transact business within each state. Knowledgeable in coverage forms and policy language; appropriate utilization of forms and exclusions.

This role involves significant strategic responsibilities, particularly in advancing and elevating our Excess Casualty business, with a sole focus on E&S-driven classes of business – Hospitality, Manufacturing, Transportation, and others. Reporting to and working closely with the VP of Excess Casualty, the successful candidate will also collaborate with management to influence underwriting practices, strengthen broker relationships, and drive profitable growth.

Quick :

• At least five years of Excess & Umbrella related wholesale underwriting experience
• In-depth understanding of pricing in high excess placements and auto rating
• Demonstrated marketing and relationship-building skills
• Four-year college degree
• Excellent oral and written communication skills
• Must be a team player that enjoys a flexible and spontaneous business environment with a desire to succeed
• Up to 25% travel