NonQM Underwriter

Non-QM Underwriter

Be part of a team that's committed to making a difference. We believe in our work and our customers.

Position Location

Remote

Job Description

As our Non-QM Underwriter, you will be responsible for the critical evaluation of residential loan files, ensuring compliance, quality, and timely movement through the pipeline. Your core responsibilities will include :

Underwriting & Analysis

• Execute the complete underwriting process, thoroughly reviewing loan applications, associated documentation, and credit reports to verify completeness and accuracy.
• Analyze complex borrower profiles, including detailed income documentation (tax returns, P&L statements, bank statements), credit reports, judgments, and bankruptcy documents.
• Evaluate appraisals and conduct reasonableness tests to ensure sound and defensible credit decisions.
• Qualify and classify loans according to strict Company guidelines, consistently exercising good judgment.
• Rework loans to new terms and clearly define additional conditions as necessary to achieve a viable credit decision.
• Maintain acceptable turnaround times (TATs) for all submitted applications and funding packages.

Compliance & Expertise

Collaboration & Communication

Experience

Knowledge & Skills

Fairway Home Mortgage, founded in 1996, is a nationwide leader in the mortgage industry. Customer service is at the heart of everything we do. We deliver personalized loan solutions with some of the fastest turn times in the industry. Our mission is to act as trusted advisors, guiding clients through every step of the mortgage process to exceed expectations and ensure satisfaction.

Our culture promotes innovation, growth, and collaboration, offering exciting career paths and professional development. Whether you're starting out or advancing your career, Fairway is a place where your skills and ambitions can thrive.