Credit Risk Analyst II

Commercial Credit Risk Analyst II

At TreviPay, we believe loyalty begins at the payment. Thousands of sellers use our global B2B payments and invoicing network to provide choice and convenience to buyers, open new markets and automate accounts receivables. With integrations to top eCommerce and ERP solutions and flexible trade credit options, TreviPay brings 40 years of experience serving leaders in manufacturing, retail and transportation.

Every day, TreviPay employees are challenged and empowered in a supportive, collaborative, entrepreneurial environment. The Commercial Credit Risk Analyst II is responsible for reviewing risk and making credit limit decisions on small business credit applications falling outside of automated decisioning thresholds (grey area). As part of a best-in-class risk team, the Risk Analyst helps drive sustainable growth by making informed fraud and credit risk decisions within established parameters. They utilize various policies, processes and tools and they collaborate across multiple risk and business teams to make and record informed risk decisions. They hold a level of credit approval authority appropriate for the role.

Responsibilities :

• Makes grey areascored portfolio decisions oncredit applications for small businesses in multiple countries.
• Evaluates international public and private company credit applications for fraud risk and credit worthiness by assessing documents and data as prescribed by policy
• Independently delivers and documents analysis to facilitate decision making while adhering to credit policies, guidelines, and applicable regulatory requirements.
• Identifies additional information requirements needed to properly assess risk of the transaction and works effectively with leadership and partners to promote collection.
• Interacts directly with customers or clients as needed to fully assess fraud and credit risk.
• Participates in development of program policies and procedures.
• Participates in credit department ad-hoc projects as needed.
• As a senior member of the team, they may frequently interact with program clients, may be delegated certain leader authorities in their absence, and are expected to mentor more junior members of the team.

Qualifications :

Preferred Qualifications :