Talent.com
Senior Mortgage Underwriter (DE or SAR/LAPP)
Senior Mortgage Underwriter (DE or SAR/LAPP)Summit Funding • Location, WV, US
No longer accepting applications
Senior Mortgage Underwriter (DE or SAR / LAPP)

Senior Mortgage Underwriter (DE or SAR / LAPP)

Summit Funding • Location, WV, US
13 days ago
Job type
  • Full-time
Job description

Job Description

Job Description

Company Description

Summit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders.  When Todd Scrima, our owner and CEO founded our company in 1995 his dream was not to be the biggest, but to strive to be the best.   Our growth mindset, positive culture, and history of stability are just a few things that position our company as a leader in the mortgage industry.

Benefits and Perks :

  • We offer a competitive compensation structure
  • Full benefits include 401K with match, medical, dental, vision, PTO, and more.
  • Flexible work schedule, remote and hybrid opportunities available.

Job Description

The Underwriter position is very essential to building a successful mortgage team.  The primary focus is to exceed our client’s expectations and deliver exceptional service.  This position is crucial in the development of strong, lasting client relationships by delivering timely, accurate and detailed underwriting decisions. Representing our company in a positive, professional and compassionate manner is essential.

Starting pay ranges between $33-$58 / hr DOE and location

This position reports out of the Sacramento Corporate Office but is offered as hybrid-remote or remote depending on experience and location.

What YOU will do to make a difference at Summit Funding :

  • A sense of urgency and importance is required at all times. Every accommodation must be made to provide the best, fastest and most efficient service to our internal and external clients.
  • A positive “can-do” approach to every file submitted is expected.  The goal is to find a way to approve every loan.
  • It is mandatory that all new loan files are underwritten per the daily departmental standard set by Management.
  • Underwriting turn time is to be no more than what is currently posted.
  • All Conditions are to be reviewed within stated turn time for file.
  • All Resubmissions are to be reviewed within posted turn times for conditions or new loan submission depending on reason for resubmission.
  • All Funding Conditions are to be reviewed as they are presented, same day and within sufficient time to accommodate funding.
  • Run or re-run DU / DO as necessary to complete underwriting review.
  • The Underwriting checklist must be completed and placed in every file reviewed.
  • Encompass must be accurate and updated throughout the day to reflect the current disposition and decision date.
  • All conditions must be presented in a clear, specific and uncomplicated format and must be limited to items relating to the underwriting approval only.  Multiple conditions should not be lumped together.
  • The condition list should not be used for specific notes or condition clarification.
  • Summit Funding’s operating system must be utilized at all times to communicate and generate all underwriting decisions.
  • All files considered for decline must be reviewed with the Operations Manager before the final decision is generated.
  • The conversation log must be utilized and updated at all times.
  • Files are not to be sent to an investor for review or approval consideration without first being underwritten by a Summit Funding underwriter; unless prior Investor Approval is required per program parameters. The Underwriting Manager must approve all investor submissions.
  • Qualifications

  • 5 years of current or recent experience (within the last 12 months) underwriting residential home loans for a retail lender working with multiple states
  • Must have either DE or LAPP / SAR, both highly preferred
  • The Underwriter must have a comprehensive knowledge of Conventional loan program guidelines and have a thorough understanding of automated underwriting engines.
  • Special care to review cash, income, credit and property issues must be taken.
  • The Underwriter must be able and willing to train, coach and support staff as needed to enable them to provide complete, accurate and acceptable loan files for approval consideration.
  • Solid Time Management skills and the ability to organize prioritize and perform multiple tasks simultaneously.
  • High level of proficiency with mortgage loan processing and underwriting systems.
  • Commitment to excellence and high standards.
  • Excellent written and oral communication skills.
  • Ability to manage priorities and workflow, and acute attention to detail.
  • Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm.
  • Proven ability to handle multiple projects and meet deadlines.
  • Good judgment with the ability to make timely and sound decisions.
  • Ability to effectively present information and respond to questions.
  • Ability to build and sustain relationships with staff and branch personnel
  • All Candidates within 50 miles of the Sacramento corporate office will be asked to work a hybrid schedule with two days per week in-office.
  • Applicants must be currently authorized to work in the United States on a full-time basis.

    Summit Funding currently does not sponsor applicants for work visas.

    Additional Information

    All your information will be kept confidential according to EEO guidelines.

    Create a job alert for this search

    Mortgage Underwriter • Location, WV, US

    Related jobs
    Mortgage Field Services Inspector

    Mortgage Field Services Inspector

    Far Inspections • Weston, WV, US
    Full-time
    FAR Inspections is looking for highly motivated individuals to perform residential occupancy verifications on behalf of mortgage lenders. Independent contractors earn predictable full-time or supple...Show more
    Last updated: 30+ days ago • Promoted
    Travel Oncology Chemotherapy RN - $1,786 per week

    Travel Oncology Chemotherapy RN - $1,786 per week

    Nightingale Nurses • Weston, WV, United States
    Full-time
    Nightingale Nurses is seeking a travel nurse RN Oncology for a travel nursing job in Weston, West Virginia.Job Description & Requirements. You may not realize it, but as an RN with real world hospit...Show more
    Last updated: 29 days ago • Promoted
    Travel Oncology Chemotherapy RN - $2,046 per week

    Travel Oncology Chemotherapy RN - $2,046 per week

    SambaTraveler • Weston, WV, United States
    Full-time
    SambaTraveler is seeking a travel nurse RN Oncology for a travel nursing job in Weston, West Virginia.Job Description & Requirements. Provide care to patients with cancer, including administering ch...Show more
    Last updated: 17 hours ago • Promoted • New!
    Active Pathologist

    Active Pathologist

    United States Army • Belington, WV, US
    Full-time
    THE ARMY HEALTH CARE ADVANTAGE As a member of the Army health care team, you’ll receive benefits that you won’t be able to get in a civilian career. Challenging Work Feel inspired with great case di...Show more
    Last updated: 10 hours ago • Promoted • New!
    Hospice / Palliative Medicine Nurse Practitioner - Competitive Salary (, WV, United States)

    Hospice / Palliative Medicine Nurse Practitioner - Competitive Salary (, WV, United States)

    DocCafe • , WV, United States, WV, US
    Part-time
    DocCafe has an immediate opening for the following position : Nurse Practitioner - Hospice / Palliative Medicine in West Virginia. DocCafe is the premier physician and advanced practice job board to he...Show more
    Last updated: 30+ days ago • Promoted
    Travel Oncology Chemotherapy RN - $1,714 per week

    Travel Oncology Chemotherapy RN - $1,714 per week

    Planet Healthcare • Weston, WV, United States
    Full-time
    Planet Healthcare is seeking a travel nurse RN Oncology for a travel nursing job in Weston, West Virginia.Job Description & Requirements. Planet Healthcare Job ID #73118225.Pay package is based on 1...Show more
    Last updated: 26 days ago • Promoted
    Internal Medicine - Geriatrics Physician

    Internal Medicine - Geriatrics Physician

    Signify Health • Not Specified, WV, USA
    Full-time
    Internal Medicine - Geriatrics Physician at Signify Health summary : .The role of an Internal Medicine - Geriatrics Physician involves conducting in-home health evaluations for Medicare Advantage, Me...Show more
    Last updated: 30+ days ago • Promoted
    Travel Oncology Chemotherapy RN - $2,097 per week

    Travel Oncology Chemotherapy RN - $2,097 per week

    Nurse First • Weston, WV, United States
    Full-time
    Nurse First is seeking a travel nurse RN Oncology for a travel nursing job in Weston, West Virginia.Job Description & Requirements. Pay package is based on 8 hour shifts and 40 hours per week (subje...Show more
    Last updated: 25 days ago • Promoted
    Pathology

    Pathology

    RecruitWell • Elkins, West Virginia, US
    Full-time
    Pathology physician job in West Virginia : .Locums Pathology Elkins, WV (IMLC Accepted)Start Date : December 1, 2025Contract Length : 6 months. Workload : Bread-and-butter pathology (no subspecialty re...Show more
    Last updated: 2 days ago • Promoted
    Travel Oncology Chemotherapy RN - $1,856 per week

    Travel Oncology Chemotherapy RN - $1,856 per week

    ARMStaffing • Weston, WV, US
    Full-time
    ARMStaffing is seeking a travel nurse RN Oncology for a travel nursing job in Weston, West Virginia.Job Description & Requirements. Oncology Registered Nurse - Chemo Certified Assignment Duration.Th...Show more
    Last updated: 1 day ago • Promoted
    Mortgage Loan Officer

    Mortgage Loan Officer

    Summit Funding • Location, WV, US
    Full-time
    Summit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders.When Todd Scrima, our owner and CEO founded our company in 1995 his dream was not to be the biggest, ...Show more
    Last updated: 30+ days ago • Promoted
    Active Urologist

    Active Urologist

    United States Army • Buckhannon, WV, US
    Full-time
    THE ARMY HEALTH CARE ADVANTAGE As a member of the Army health care team, you’ll receive benefits that you won’t be able to get in a civilian career. Challenging Work Feel inspired with great case di...Show more
    Last updated: 10 hours ago • Promoted • New!
    Travel Oncology Chemotherapy RN - $1,764 per week

    Travel Oncology Chemotherapy RN - $1,764 per week

    GHR Healthcare - Travel Division • Weston, WV, United States
    Full-time
    GHR Healthcare - Travel Division is seeking a travel nurse RN Oncology for a travel nursing job in Weston, West Virginia. Job Description & Requirements.GHR Healthcare - Travel Division Job ID #731...Show more
    Last updated: 26 days ago • Promoted
    Tax Senior

    Tax Senior

    GPAC • Philippi, WV, US
    Full-time
    A reputable Public Accounting firm in the area is looking to add a Tax Senior to their team.This stable and growing firm offers clients valuable knowledge and expertise in tax.Due to the recent gro...Show more
    Last updated: 30+ days ago • Promoted
    Travel Oncology Chemotherapy RN - $1,764 per week

    Travel Oncology Chemotherapy RN - $1,764 per week

    GHR Healthcare • Weston, WV, United States
    Full-time
    GHR Healthcare is seeking a travel nurse RN Oncology for a travel nursing job in Weston, West Virginia.Job Description & Requirements. GHR Healthcare Job ID #73118225.Pay package is based on 12 hour...Show more
    Last updated: 26 days ago • Promoted
    Reserve Entomologist

    Reserve Entomologist

    United States Army • Belington, WV, US
    Full-time
    THE ARMY HEALTH CARE ADVANTAGE As a member of the Army health care team, you’ll receive benefits that you won’t be able to get in a civilian career. Challenging Work Feel inspired with great case di...Show more
    Last updated: 10 hours ago • Promoted • New!
    Insurance Loss Control Surveyor

    Insurance Loss Control Surveyor

    Davies Risk Services • Gassaway, WV, US
    Full-time
    Seeking Independent Contractors to Perform Insurance Property Inspections.Davies Risk Services is looking for independent contractors to perform insurance property inspections.This is a great oppor...Show more
    Last updated: 30+ days ago • Promoted
    Travel Oncology Chemotherapy RN - $1,816 per week

    Travel Oncology Chemotherapy RN - $1,816 per week

    Care Team Solutions • Weston, WV, United States
    Full-time
    Care Team Solutions is seeking a travel nurse RN Oncology for a travel nursing job in Weston, West Virginia.Job Description & Requirements. Registered Nurse must have 2+ years of recent experience i...Show more
    Last updated: 25 days ago • Promoted