VP, Auto Lending Strategy

Description

At American Credit Acceptance (ACA), we are building a company that will stand the test of time. We seek to fulfill our mission — to enable the emerging credit consumer to purchase affordable and reliable transportation — by operating with integrity, partnership, humility, and initiative. We are equally committed to helping our customers improve their credit and achieve long-term financial stability.

Our work environment is collaborative and challenging, empowering associates to grow both professionally and personally. We invest in our people because we believe they are the driving force behind our success.

Position Summary

We are seeking a Vice President, Auto Lending Strategy to lead key originations activities, including funding and underwriting auto loans. This executive leader will play a critical role in shaping ACA’s future by developing lending strategies that drive long-term growth, optimize loan performance, and strengthen customer relationships.

Key Responsibilities :

The VP, Auto Lending Strategy will :

Lead and scale ACA’s originations function with a focus on underwriting and funding performance

Create and maintain a culture aligned with ACA’s Guiding Principles, fostering accountability, ownership, and teamwork

Define and execute strategic plans to improve credit quality, funding efficiency, and risk mitigation

Set performance goals and manage team results, identifying opportunities to increase effectiveness and productivity

Collaborate cross-functionally with leaders in Credit Risk, Operations, Compliance, and Technology to align on process improvements and ensure regulatory adherence

Monitor performance analytics and generate insights that inform strategic decisions and drive continuous improvement

Mentor and develop team leaders, promoting internal mobility and career growth across the organization

Represent the lending team in executive-level discussions, offering data-driven recommendations and strategic input to support overall company goals.

Qualifications

Experience, Knowledge and Education :

10+ years of experience in a Service Operations Environment

• 5+ years of experience with people management and leadership

Supervisory Responsibility

This position will supervise a team of Specialists, Supervisors, and Managers.

Work Schedule and Travel

This is a full-time position with a work schedule of Monday – Friday with some schedule variations as needed. This position will require up to 10% travel.

EEO Statement

ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws.  ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

You are not officially considered an applicant unless you have completed an employment application in ACA’s online applicant tracking system, Jobvite