Underwriter, Commercial Insurance Specialty

Chubb is seeking a skilled Commercial Lines Underwriter to join its Middle Market Commercial Insurance team in our San Francisco Branch. This role involves managing a renewal book and generating new business, with a focus on driving profitable growth through collaboration with assigned agents and brokers. The product portfolio includes Package, Property, General Liability, Auto, Worker’s Compensation, Umbrella / Excess, and International programs, featuring both guaranteed cost and Loss Sensitive structures. We are looking for a highly motivated, results-oriented candidate with strong business and underwriting acumen.

Position Responsibilities :

Oversee the financial performance, including profit, rate, retention, and growth, of a portfolio of Middle Market Multi-Line Commercial P&C Business. New Business Target of $1.3m to $1.6m and Renewal portfolio of approximately $7m in value.

Develop and negotiate pricing, coverage, terms, and conditions for all new business and renewals, while actively identifying account rounding opportunities for other Chubb practices.

Implement and manage effective pricing and rate strategies to ensure profitability, book growth, and successful producer relations.

Identify growth opportunities within new and existing production sources, and develop and execute a strategic plan for new business growth, including prospect development.

Achieve successful market penetration and manage agency relationships by building, maintaining, and nurturing producer and customer connections.

Conduct sales presentations, including product education and new product rollouts, with producers and new and renewal customers.

Collaborate with underwriters, operations, claims, marketing, and home office product management.

Consistently meet service standards.

Collect and share industry intelligence with the team, including trends and developments.

Bachelor's degree or equivalent experience.

Preferably 3+ years of underwriting experience.

Proven marketing and negotiation skills.

Strong communication, interpersonal, and time management skills

Experience in both Property & Casualty lines of business; familiarity with global programs is a plus.

Strong sales and marketing skills, with demonstrated success in agency and broker management.

Ability to identify opportunities for growth within new and existing production sources.

Proficiency in the underwriting process, with a solid background in risk analysis.

Strong analytical skills, including financial analysis.

Excellent interpersonal, communication, and relationship-building skills.

Ability to effectively interact with all levels of internal and external business partners.

Knowledge of marketing principles, pricing / rate strategies, and their application to achieve underwriting profit.

Proficiency in Microsoft Office Suite and other business-related software

The pay range for the role is $101,300 to $172,200. The specific offer will depend on an applicant’s skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program. Chubb offers a comprehensive benefits package, more details on which can be found on our careers website . The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled.

Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.