LOAN OFFICER

Job Description

Job Description

FUNCTION :

Originates real estate mortgages by sourcing prospective customers and proactively solicits new residential mortgage business. Continually identifies, develops and maintains a quality network of referral sources to generate mortgage sales to meet quarterly loan quality and production goals. Visits local Realtors, builders, accountants and utilizes available lead referral sources to identify prospects to obtain their individual sales results.

RESPONSIBILITIES :

• Conducts sales efforts to self generate residential real estate mortgage activity.
• Identifies prospects and originates real estate mortgages loans via the internet, phone or mail or in person at the customer’s convenience.

3) Visits local Realtor’s, attorneys, accountants and other centers of influence in addition to using lead referral sources to facilitate the MLO’s mortgage sales efforts

4) Originate mortgage applications in adherence to company and investor program and pricing guidelines

Knowledge / Skills / Experience Requirements :

Employee must have an NMLS license or obtain and maintain a license as a condition of employment.

2+ years of recent mortgage loan origination or similar sales background

College degree preferred

Excellent business acquisition and customer service skills and the ability to develop and maintain quality client relationships

Knowledge of conventional and government lending requirements

Knowledge of mortgage processing / underwriting / closing requirements

Knowledge of federal and state regulations concerning real estate lending

Solid time management skills including the ability to prioritize workload

Knowledge of Microsoft Office Products.