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Senior Underwriter
Senior UnderwritereCapital • US
Senior Underwriter

Senior Underwriter

eCapital • US
30+ days ago
Job type
  • Full-time
  • Quick Apply
Job description

About Us :

  • At eCapital, we are on a mission to ignite growth and empower businesses across North America and the U.K. by accelerating their access to capital.
  • Our expertise and forward-thinking technology create customized, cutting-edge solutions for clients in over 80 industries.
  • We are proud to have been named to the prestigious Inc. 5000 Fastest Growing Company list in 2023, recognized as a ‘Great Place to Work’ by the Secured Finance Network, and celebrated as a ‘Most Innovative Company’ by ABF Journal; all thanks to our dynamic team who are the cornerstone of our success.
  • To continue to innovate and find better solutions for our company and clients, we need bright minds, enthusiastic advocates, and savvy industry professionals.
  • By joining our team, you will have the opportunity to unleash your potential, challenge yourself, and experience a rewarding culture with competitive salaries and unique employee benefits.
  • Are you ready to make an impact and help us shape the future of finance?

Purpose :

  • To coordinate the client take on, underwriting and closing processes to ensure a timely and expeditious execution of a new business transaction in line with client’s expectations.
  • To champion the Risk Framework and its adoption with the business unit.
  • To ensure the underwriting process is effected within the parameters of the Risk Framework processes in a manner that protects our security position.

    • To represent the interests of their company internally and externally To implement and maintain excellent standards of customer service  Responsibilities :

  • Coordinate and analyze results of due diligence searches, audits, and background reports Where appropriate and in support of the new business staff and / or senior management meet and / or interview the prospective client’s management team onsite.
  • Collate and review prospective client’s historical and projected financial statements, cash flows, availability of collateral value ensuring accurately reflected in Sanction Request.
  • Identify critical transactional / structural risks and communicate issues to senior management Completion of the Sanction Request in compliance with the Risk Framework in collaboration with the Sales Team member.
  • Facilitate the effective hand over of new client to Operations staff servicing the facility Coordinate internally and externally; including with third-parties such as existing lenders, partner lenders, appraisers, outside counsel and industry consultants bringing in senior management at the appropriate time.
  • Support networking activities as needed.
  • Undertake project work as required by the local and / or group companies.
  • Coordinate the initial funding of transactions including the closing / reconciliation of good faith deposits and the preparation of funding documentation and memo’s.
  • To ensure that best practice is both shared and implemented within their operating company Competencies Proven ability to review collateral, financial performance and projections.
  • High attention to detail Organizational skills essential Strong skills regarding transaction structuring.  High level of familiarity with documentation specific to Factoring facilities.
  • Ability to build internal and external relationships.
  • Work in a fast-moving team environment.
  • Must be able to manage several projects in varying stages at the same time.  Must be able to take ownership / responsibility of work product.
  • Ability to present with professionalism and confidence to external committees, stakeholders, and investors.
  • Consistent and timely follow up essential to Team / Sales / Mgmt; etc Strong oral and written communication skills Qualifications Undergraduate degree in finance or other business-related field preferred or undergraduate degree supplemented with relevant work experience.  Minimum 2-4 years of experience as an Underwriter.
  • Background in Factoring required.

    • We Bring Competitive Compensation Annual Bonus Incentives PTO Health, Dental, and Life Benefits 401k Matching Abundant professional development opportunities at a growing and thriving Fintech company! eCapital Culture :

  • At eCapital, we're not just a funding provider—we're a strategic partner built for what's next.
  • Our culture is defined by innovation, scalability, and personalized service.

    • We value :

  • Agility : We adapt quickly to changing market conditions and customer needs.

    • Relationships :

  • We put our clients' needs at the center of everything we do, and we believe the best results come from diverse teams working together.

    • Accountability :

  • We hold ourselves to the highest standards in all aspects of our work.

    • Innovation :

  • We constantly push boundaries to create better solutions for our clients.
  • We offer a dynamic work environment where you'll have the opportunity to make a significant impact on our business and the SMBs we serve.
  • Join us in revolutionizing how businesses access and manage capital in the digital age. eCapital values diverse experiences and backgrounds.

    • We encourage all qualified candidates to apply, regardless of race, color, religion, gender, sexual orientation, national origin, genetics, disability, age, or veteran status.   Powered by JazzHR

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    Senior Underwriter • US