Credit Portfolio Group Manager

Credit Portfolio Group Manager

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Job Overview

The Senior Manager Credit Risk Rules Engine & Technology Delivery is accountable for leading the strategy, design, and delivery of cutting-edge credit risk rules engine technologies, ensuring the seamless integration of risk policies, business rules, and decisioning logic into technology platforms. This role drives transformational initiatives and leads a team of risk technologists, ensuring that credit risk changes are delivered on time, within scope, and aligned with the organization's risk management framework and regulatory mandates.

This role is accountable for managing a high performance team of rule engine analysts as well as performing individual contributor duties.

The ideal candidate will operate at the intersection of credit risk strategy and technology execution, ensuring that all changes to risk models and decisioning systems are well-managed and effectively implemented. The role involves close collaboration with senior leadership and cross-functional teams, ensuring the credit risk rules engine supports business objectives while maintaining strict compliance with regulatory standards.

Key Responsibilities :

• Strategic Leadership in Credit Risk Technology : Define and execute the technology strategy for the credit risk rules engine, ensuring it aligns with the organization's risk management framework and business growth strategies.
• Technology Delivery & Execution : Oversee the end-to-end delivery of technology changes related to credit risk models, decisioning logic, and business rules, ensuring alignment with business goals, timelines, and budgets.
• Governance & Compliance : Implement a robust governance framework to manage changes to the credit risk rules engine, ensuring adherence to internal policies and external regulatory standards.
• Innovation & Strategic Transformation : Lead efforts to modernize the credit risk rules engine by incorporating advanced technologies such as AI / ML to optimize decision-making, enhance operational efficiency, and improve predictive capabilities.
• Team Leadership & Development : Build and lead a high-performing team of risk technology professionals, providing leadership, mentorship, and strategic direction to ensure optimal performance and engagement.
• Cross-Functional Collaboration & Stakeholder Engagement : Collaborate closely with senior stakeholders, including credit risk, IT, product development, and compliance leaders, to ensure alignment between credit risk strategy and technology execution.
• Performance Management & Reporting : Establish key performance metrics to measure the effectiveness of credit risk technology changes, ensuring high-quality outcomes, on-time delivery, and alignment with business objectives.

Key Qualifications :