Credit Risk Manager, Credit Card

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next‑generation financial services company and national bank using innovative, mobile‑first technology to help our millions of members reach their goals.

Social Finance, LLC seeks a Credit Risk Manager, Credit Card in San Francisco, CA.

Job Duties

• Analyze and evaluate data and partner with cross‑functional teams to bring value‑added credit risk management strategies for the Credit Card business.
• Shape and contribute to the learnings, innovations, and growth.
• Utilize business knowledge, sound judgment and analytical skills to help drive revenue growth, control credit risk and enhance member experience.
• Architect credit underwriting policies, A / B testing and portfolio management strategies.
• Utilize deep analysis to power the future of credit card using a comprehensive data ecosystem – including multi‑product internal data, credit bureaus and alternative data sources.
• Work collaboratively with the Data Science team to design new models and tools.
• Understand credit risk and develop approaches to mitigate loss and responsibly grow revenue.
• Monitor performance of strategies and portfolios.
• Document and communicate results and escalate issues as necessary.
• Identify gaps / opportunities and drive actions.
• Partner with engineers to deploy and implement advanced Credit Underwriting strategies.

Minimum Requirements

Special Skill Requirements

Salary

Salary : $200,000.00 – $225,000.00 per annum.

Application Instructions

Submit your resume with references using the apply button on this posting or email to : Req.# 22‑133320 at : jobadverts@sofi.org . Application Deadline : 11 / 14 / 2025.

Equal Opportunity Statement

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, disability, military status or any other basis prohibited by applicable law.

Benefits

To view our full benefits package, visit the Benefits at SoFi page.

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