Mortgage Loan Processor

A respected financial organization is seeking an experienced Mortgage Loan Processor to support mortgage operations and ensure accurate, compliant, and timely processing of residential mortgage loans. This role requires a detail-oriented professional with strong communication skills and a deep understanding of mortgage documentation, compliance regulations, and member service excellence.

Responsibilities and Duties:

• Process, audit, and maintain all closed mortgage loan files with accuracy and compliance.
• Communicate with Loan Officers and members to ensure loan requirements are met and updates are provided throughout the process.
• Review and interpret key mortgage documents, including applications, disclosures, title reports, appraisals, and purchase agreements.
• Verify borrower information such as income, employment, assets, and credit to ensure loan eligibility and identify discrepancies.
• Review and issue Loan Estimates and Closing Disclosures in accordance with TRID and regulatory guidelines.
• Conduct due diligence to identify possible fraudulent activity and ensure all compliance alerts are addressed prior to underwriting.
• Coordinate with third-party vendors for verifications, tax transcripts, and other required documentation.
• Manage loan pipeline to meet closing deadlines and lock expirations.
• Assist closers with preparing final documentation, disclosures, and funding coordination.
• Support internal and external audit requests and maintain accurate file documentation.
• Stay current with all lending regulations, compliance requirements, and credit union policies.

Requirements and Qualifications:

• High school diploma or GED required; college degree preferred.
• Minimum 3 years of mortgage processing experience.
• Knowledge of residential mortgage lending, including Conventional, FHA, VA, and USDA loans.
• Strong understanding of TRID, RESPA, ECOA, FNMA, and FHLMC guidelines.
• Proficient in Microsoft Office and mortgage-related software.
• Excellent organizational, analytical, and communication skills.
• Detail-oriented with the ability to prioritize and meet multiple deadlines.
• Bilingual and previous credit union experience a plus.
• Applicants may be subject to a background check an pre employment drug screen.

*A conviction does not automatically disqualify you from employment. We will consider factors such as your age at the time, the timing and nature of the offense, its seriousness, and any rehabilitation efforts when determining your suitability for the role.

Sparrow Company Executive Search & Staffing is an Equal Opportunity Employer.