Bilingual Mortgage Loan Officer

BASIC FUNCTION :

Assume responsibility for accepting and processing mortgage and installment loan applications. Analyze and evaluate loan applications. Acknowledge customer's needs with suggestions appropriate to the Associations loan products.

ESSENTIAL DUTIES :

• Interview customers applying for mortgage and consumer loans.
• Receive formal application for a mortgage from the customer. Assist customers with completing technical details of the application.
• Review completed mortgage application for accuracy and thoroughness and request additional information if necessary.
• Assist Loan Processors in supplying customers with all necessary and appropriate disclosures.
• Be knowledgeable on all Association Loan Programs
• Stay current on loan rates.
• Calculate gross monthly income for customers using pay stubs, W-2's, tax returns and financial statements.
• Have the ability to read and decipher a tri-merge credit report.
• Be proficient on Mortgagebot loan program.
• Order credit reports, title insurance, flood searches and appraisals in a timely manner.
• Process, package and submit new loans to Underwriter for review.
• Assist Loan Closers and Loan Service personnel to obtain appropriate documentation for files.
• Process Loan Modifications.
• Communicate with customers on a regular basis to answer any and all questions.
• Build and maintain business relationships within the community to attract new business.
• Stay current of compliance regulatory issues, through ongoing training, as they pertain to duties.
• Maintain thorough knowledge of bank policies, procedures, and services.

MINIMUM REQUIREMENTS :

Pay and Benefits :

We offer a comprehensive benefits package that includes :

Employees accrue 8 hours of sick leave per month, 40 hour of vacation after 6 months, 80 hours of vacation annually after 1 year of employment (vacation accruals increase depending on years of service), and receive approximately 11 paid holidays per year. Plus, our employees enjoy a set schedule Monday through Friday with NO WEEKEND hours!

Salary range for a Mortgage Loan Officer is $55,000 - $86,500 "Other Compensation" includes a Semi-Annual Incentive Program payout and employer funded Defined Pension Plan in addition to an employee's base salary.

PHYSICAL DEMANDS AND WORK ENVIRONMENT :

The physical demands and work environment characteristics described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Yakima Federal Savings & Loan is an Equal Opportunity Employer of all including Veterans and individuals with disabilities.

If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process or are limited in the ability or unable to access or use this online application process and need an alternative method for applying, you may contact us at 509-248-2634, extension 122 for assistance.