Credit Analysis Officer

People Drive Our Success

Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank - we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members' drive and optimism. Together we can make a difference in the financial future of our communities.

Apply today!

What our team members are saying :

Video Clip 1

Video Clip 2

Video Clip 3

Learn more about us at cathaybank.com

GENERAL SUMMARY

Conduct financial analysis to assess credit worthiness while following established bank underwriting policies and procedures for syndicated leveraged loan credit requests as well as other credit opportunities, assist in the maintenance and monitoring of existing credits in the portfolio, responsible for certain administrative duties including reporting, trade closings, administering funding requests.

ESSENTIAL FUNCTIONS

• Identify and fully underwrite and prepare a loan application for approval that provides recommendations tied to analysis and assessment of credit risk and present findings to managers and other team members.
• Establish and maintain relationships with various sell-side and buy-side participants in the leverage loan market.
• Provide analysis and support for the Bank's syndication efforts including communication with participants.
• Ability to think independently and critically with regards to both opportunities and risks as it pertains to the leverage loan portfolio.
• Prepare internal credit review memos on existing portfolio accounts and assist with new credit underwriting requests.
• Prepare customized department and project management reports, including quarterly Board reporting and general market industry trends.
• Monitor and coordinate loan fundings and distribute funding memos.
• Keep up to date on bank wide credit policies and lending protocols.
• Review Credit Agreements for covenant and tickler items and coordinate completion of tickler items in the On-Track system.
• Complete quarterly and annual compliance check reports.
• Coordinate with loan servicing for loan fundings and required documents.
• Other projects and support as requested by the supervisor / department manager.

QUALIFICATIONS

OTHER DETAILS

$26.44 - $31.25 / hour

Pay determined based on job-related knowledge, skills, experience, and location.

This position may be eligible for a discretionary bonus.

Cathay Bank offers its full-time employees a competitive benefits package which is a significant part of their total compensation. It is our goal to provide employees with a comprehensive benefits package to fit their needs which includes, coverage for medical insurance, dental insurance, vision insurance, life insurance, long-term disability insurance, and flexible spending accounts (FSAs), health saving account (HSA) with company contributions, voluntary coverages, and 401(k).

Cathay Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our Privacy Policy .

Cathay Bank is an Equal Opportunity and Affirmative Action Employer. We welcome applications for employment from all qualified candidates, regardless of race, color, ethnicity, ancestry, citizenship, gender, national origin, religion, age, sex (including pregnancy and related medical conditions, childbirth and breastfeeding), reproductive health decision-making, sexual orientation, gender identity and expression, genetic information or characteristics, disability or medical condition, military status or status as a protected veteran, or any other status protected by applicable law.

Click here to view the "Know Your Rights : Workplace Discrimination is Illegal" Poster :

Poster- English

Poster- Spanish

Poster- Chinese Traditional

Poster- Chinese Simplified

Cathay Bank endeavors to make www.CathayBank.com accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact, Mickey Hsu, FVP, Employee Relations Manager, at (626) 582-7370 or mickey.hsu@cathaybank.com . This contact information is for accommodation requests only and cannot be used to inquire about the status of applications.