Transaction Banking, Credit Risk Management Associate / Jr. Vice President Dallas • • Associate

We aim to build a modern and digital-first transaction banking solution to serve our clients. Our business combines the strength, heritage, and expertise of a 150-year-old firm with the agility and entrepreneurial spirit of a tech start-up. Our goal is to provide a best-in-class digital product that helps clients to succeed by giving them a holistic view of their business. Through the use of modern technology built on the cloud, we are the alternative to legacy platforms.

We provide our clients a simple, intuitive, secure, and frictionless experience for domestic, cross-border and cross-currency payments. Simplifying payments, making it just as easy to pay someone across the globe as it is to pay someone around the corner. We’re a team of diverse experts helping our clients to build the future of their Treasury.

Role Summary

As part of TxB’s global First line of Defense Risk team, you will play a critical role in collaborating with Sales, Product, Operations, Engineering and firm‑wide credit risk team to manage and mitigate settlement risks in payment transactions. The role will involve credit assessment, limit set up, portfolio management and risk reporting to senior management and to federation partners. It will also involve solutioning for clients with specific needs.

We are looking for someone with lots of energy that has excellent communication skills, credit risk knowledge, enjoys product and engineering challenges, and can operate in a highly fluid, rapidly changing environment. If that’s you, we would like to hear from you!

Responsibilities

• Engage with Sales and Client Implementation teams to determine credit requirements for new clients
• Liaise with second line Credit Risk team and other firm federation partners for credit evaluation and calibration of settlement line sizes; work with Legal for contracts negotiations
• Manage a growing portfolio of clients and settlement lines
• Design and own risk models for payment returns, exchange rate changes, etc.
• Provide oversight for policies and procedures, manage processes and risk controls and conduct reviews and reporting
• Assist with credit risk related audits and exams conducted by internal / external auditors and regulators
• Update and maintain documentation for team processes and best practices; develop and improvise MISs and performance dashboards
• Identify, create, and refine necessary KPI’s to define success and track progress, developing a strong set of outcome‑based metrics
• Establish trusted partnerships with peers, functional leads, and executive level stakeholders
• Manage ongoing and detailed project plans to drive key deliverables to completion

Qualifications

Skills

Benefits

Goldman Sachs is committed to providing our people with valuable and competitive benefits and wellness offerings, as it is a core part of providing a strong overall employee experience. A summary of these offerings, which are generally available to active, non‑temporary, full‑time and part‑time US employees who work at least 20 hours per week, can be found here .

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