Business Analyst With NachaJobs via Dice • O Fallon, MO, US

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Business Analyst With Nacha

Jobs via Dice • O Fallon, MO, US

3 days ago

Job type

Full-time

Job description

Business Analyst – ACH / NACHA Payment Processing

Location : O'Fallon, Missouri (Onsite) – Compensation : $75,820.00-$89,200.00

Role : Detailed-oriented Business Analyst with strong expertise in NACHA file formats and ACH payment processing. Responsible for analyzing, designing, and implementing payment solutions that comply with NACHA standards, ensuring integration with financial systems and regulatory compliance.

Key Responsibilities

Analyze business requirements related to ACH payments and NACHA file processing.
Collaborate with cross-functional teams to design and implement payment workflows.
Ensure compliance with NACHA rules and regulations in all payment-related processes.
Document functional specifications, process flows, and data mappings.
Support testing and validation of NACHA files and ACH transactions.
Liaise with financial institutions and vendors to troubleshoot and resolve payment issues.
Monitor ACH file transmissions and reconcile discrepancies.
Provide training and support to internal teams on NACHA / ACH processes.

Required Qualifications

Bachelor's degree in Business, Finance, Information Systems, or related field.

3+ years of experience as a Business Analyst in the financial services domain.

Hands-on experience with NACHA file formats and ACH payment processing.

Strong understanding of payment systems, banking operations, and regulatory compliance.

Proficiency in tools like Excel, SQL, and business process modeling software.

Excellent communication and stakeholder management skills.

Preferred Skills

Experience with ERP systems or payment gateways.

Familiarity with ISO 20022 messaging standards.

Knowledge of fraud detection and risk mitigation in ACH transactions.

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Analyst • O Fallon, MO, US

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