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Product Manager, Banking

Product Manager, Banking

OneNew York, NY, US
4 days ago
Job type
  • Full-time
Job description

Product Manager For Banking

Our Product Manager For Banking at OnePay will own the core deposit and money-movement experiences that customers use every day. You'll lead initiatives across overdraft, checking & savings, card management, funding & activation, direct deposits, and account linking - turning complex banking rails into simple, reliable flows that drive trust and growth. You will :

  • Own and ship core banking features across overdraft, checking, savings, and cards
  • Improve funding and activation flows (KYC, first funding, first-use milestones)
  • Grow direct deposit setup and reliability, including early pay and easy employer switching
  • Make account linking simple and reliable with clear fallback and recovery paths
  • Work closely with engineering, design, analytics, risk, compliance, and support to deliver
  • Turn banking and regulatory rules into clear product specs and customer-friendly flows
  • Track and improve key results : card activation, direct deposit adoption, link success, overdraft opt-in / use, disputes timing, fraud / loss rates

You Bring :

  • 47 years of product management experience building consumer fintech / banking products; deposit, overdraft, card issuing, or money-movement experience strongly preferred
  • Strong technical skills, so you're comfortable with core banking systems, issuing processors, ledgers, auth / clearing / settlement, ACH / NACHA flows, dispute / chargeback and claims workflows, funds availability, and KYC / AML concepts
  • Proven execution shipping regulated, risk-sensitive features at scale with measurable impact
  • Cross-functional leadership across engineering, design, analytics, operations, risk, compliance, and support
  • Bias for action and accountability amid ambiguity; crisp communication and decision-making
  • What We Offer :

  • Competitive base salary, stock options, and health benefits from Day 1
  • 401(k) plan with company match
  • Remote-friendly (US), flexible time off (FTO), and opportunities for growth
  • A high-growth, mission-driven, inclusive culture where your work has real impact
  • Standard Interview Process :

  • Initial Interview with Talent Partner
  • Technical or Hiring Manager Interview
  • Team Interview
  • Executive Interview
  • Offer!
  • Equal Employment Opportunity :

    To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

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