Senior Software Engineer, Servicing

Recruiting from ScratchSan Francisco, CA, United States

30+ days ago

Job type

Full-time

Job description

Who is Recruiting from Scratch : Recruiting from Scratch is a talent firm that focuses on placing the best candidate for our clients. Our team is 100% remote and we work with teams across North America, South America, and Europe to help them hire.

Title of Role : Senior Software Engineer, Servicing

Location : United States (Remote, with quarterly in-person team sessions)

Company Stage of Funding : Publicly Traded / Growth-Stage Fintech

Office Type : Digital-First Remote, with quarterly onsite sessions

Salary : $163,600 - $226,400 base + Bonus + Equity

Company Description

We're representing a leading AI-powered lending platform that partners with financial institutions to expand access to affordable credit. By combining machine learning with digital-first loan servicing, the company delivers a faster, more inclusive lending experience while improving risk outcomes for banks and credit unions.

This role sits on the Servicing Engineering team, responsible for building the next-generation loan servicing platform. The focus is on streamlining loan management, automating workflows, and creating a seamless borrower and internal stakeholder experience.

What You Will Do

As a Senior Software Engineer, Servicing, you will :

Lead cross-team, multi-engineer projects with multi-quarter timelines.
Drive both existing and greenfield projects forward with speed and end-user empathy.
Expand your impact beyond immediate tasks - upleveling the codebase and overall tech platform.
Collaborate closely with product, operations, and third-party partners to make decisions that influence what gets built as much as how it's built.
Mentor and coach engineers, contributing to a high-performance, growth-oriented team culture.

Ideal Background

5+ years of professional software development experience.

Strong technical leadership experience, including code release, deployment orchestration, monitoring, logging, and alerting in a microservices environment.

Demonstrated ability to take ownership and deliver high-quality, timely work.

Growth mindset and ability to incorporate feedback into work.

Comfortable working independently as well as in highly collaborative settings.

Preferred

Experience designing, developing, and deploying microservices-based applications.

Hands-on experience with Ruby on Rails or Kotlin.

Track record of mentoring engineers and fostering team growth.

Strong sense of accountability and customer-first mindset.

Compensation and Benefits

Base Salary : $163,600 - $226,400

Equity & Bonus : Performance-based bonus + equity participation

Health : Comprehensive medical, dental, and vision coverage (with HSA contributions)

Retirement : 401(k) with 100% company match up to $4,500

Additional Benefits :

Employee Stock Purchase Plan (ESPP)

Generous holiday, vacation, sick, and safety leave

Parental, family care, and military leave support

Annual wellness, technology, and ergonomic stipends

Social activities including team events, ERGs, and interest groups

Catered lunches and snacks at office locations

This role is ideal for an experienced engineer who thrives on ownership, wants to shape modern loan servicing infrastructure, and is excited to mentor others while solving challenging fintech problems at scale.

Salary Range : $163,600-$226,400 base.

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Senior Software Engineer • San Francisco, CA, United States

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