Credit Analyst

Job Description

Job Description

Are you a detail-oriented finance professional with a passion for risk assessment and financial analysis? Our client is seeking a  Credit Analyst  to join their  Credit and Collections  team. In this critical role, you will assess creditworthiness, analyze complex financial data, and help shape the organization's lending strategies. Your expertise will play a key role in making informed credit decisions aligned with corporate goals.

Key Responsibilities :

• Evaluate the creditworthiness of clients to determine the level of risk associated with extending credit.
• Analyze financial statements, tax returns, and related financial data for clients.
• Conduct comparative analyses of clients based on liquidity, profitability, and overall creditworthiness.
• Establish repayment terms, including minimum and maximum amounts, based on customers’ income, payment history, and purchasing patterns.
• Address customer complaints and confirm transactions through effective consultation and problem-solving.
• Response to credit and audit requests.
• Participates in the development and execution of risk mitigation strategies

Qualifications :

Education Requirements :