Originator, Debt Finance - (Operational Real Estate Lending)

Originator, Debt Finance - (Operational Real Estate Lending)

Join OakNorth and help reshape the future of business lending in the US! At OakNorth, we're on the hunt for exceptional talent to join our growing US team and help scale our lending business across the country. Since our launch in 2015, we've lent more than $18 billion to ambitious entrepreneurs in the UK and over $1.5 billion in the US since summer 2023. Our lending has helped create 36,000 new jobs and 58,000 new homes and we're only just getting started.

If you're ready to make an impact, challenge the status quo, and be part of a mission-driven team transforming commercial banking, we'd love to hear from you. At OakNorth, we're looking for an Originator to help grow our lending business across the United States, focusing on Operational Real Estate.

The originator will take end-to-end ownership, with a strong focus on credit discipline and building a customer experience that is unmatched in the market, marrying high-quality 1 : 1 relationship with the power of OakNorth's platform. Like our customer base, we think and act like entrepreneurs an ownership mindset is critical to success at OakNorth. For this new role helping build not only the US book of business, but the US team as well, this is especially true. As an Originator on the US team, you will leverage your extensive rolodex of customers and potential team members to help accelerate our journey, building upon the c. $2bn we have originated in the US so far focusing on Operational Real estate deals in the US including Healthcare, Hotels, Assisted Living, etc.

What You Will Do

• Be a key member of the existing launch team, bringing your extensive knowledge of US lending to bear while leveraging the power of OakNorth's proven model and world-class data and analytics
• Build a book of business in the US through sourcing, structuring, and executing transactions in-line with our lending ethos high yielding with a conservative credit approach
• Build on the asset classes in which OakNorth have lent on to date and providing knowledge and insight to new areas to lend
• Own, manage, and develop customer relationships, putting experience and delight at the forefront, and serving as a true partner vs. "just a banker"
• Drive innovation in our product proposition to improve customer experience levels whilst maintaining asset quality whether this be in the direct origination or lender finance space
• Set and meet aspirational team and individual targets including profit, credit quality, new customers, retention, and customer satisfaction
• Own the end-to-end deal process, including building a healthy pipeline and the reputation of OakNorth with customers, financial sponsors, developers, etc.
• Work with borrowers from initial conversation through closing and in-life, guiding them through our lending process
• Work together with our Credit Analytics team to prepare credit memos
• Ensure transactions are documented in accordance with credit approved terms and sanctions
• Continue to identify new opportunities for existing clients, and leveraging their networks to uncover new prospects
• Collaborate with our team of world-class lenders, credit professionals, transaction lawyers, and others across the US, UK, and India, while living OakNorth's values at all times

What We Are Looking For :

Benefits & Perks :

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.