Credit Analyst

Jump start your career at Equity Bank! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best-in-class customer service experts, youll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. At Equity Bank we’ll help you invest in your community through volunteer opportunities which align with our company initiatives and core values.

Responsibilities and Expectations

• Produce high quality credit presentation / annual reviews for use by various Approval Authorities (Internal and External) :
• Use customer-provided information to produce consistent financial spreads.
• Analyze the produced financial spreads with analysis emphasis on all financial activities of the borrower.
• Identifies material changes and / or trends in the balance sheet and income statement.
• Completes deal specific and global cash flow analysis.
• Identifies and analyzes the adequacy of the collateral securing the loan(s).
• Creates a well-written credit presentation / annual review that is reader friendly and effectively exemplifies the “true” position that Equity Bank maintains with respect to the credit facility(ies) under discussion.

2. Manage relationships with Loan Officers.

educated

decision on the loan(s) under discussion.

3. General banking / credit related knowledge – Credit Analyst I will become familiar with and understand :

4. Customer relationships.

5. Reports and responsibilities.

6. Understand and follow the applicable laws and regulations for job responsibilities including but not limited to Equity Bank Business Ethic and Conduct policy, Bank Secrecy Act, Information security, and Suspicious Activity Reporting (“SAR”) requirements.

7. Perform other duties as assigned or required.

Required Skills & Education

Bachelor ’s

degree

in finance, Accounting, Economics, Business Administration, or a related field.