VP of Finance
- Full-time
Job Description
About Us:
Perpay is a certified B Corp and Philadelphia's most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit.
With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey.
Our venture partners include First Round Capital and L Catterton.
Products we've built to make an impact:
- Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
- Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
- Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.
Our team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable "home away from home" space offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now.
Perpay is seeking a dynamic Vice President of Finance who will play a critical role in shaping the financial future of the company. This position is designed for a strategic leader with deep expertise in financial analysis, capital markets, and strategic growth initiatives. As the VP of Finance, you will have the opportunity to influence decision-making at the highest levels of the organization, guiding our financial strategies to support and accelerate Perpay's growth.
In this high-impact role, you will develop and execute financial strategies that enhance profitability, boost revenue, reduce costs, and increase customer lifetime value. You will lead efforts in capital markets to secure funding and manage investor relations, ensuring that we have the financial resources needed to fuel our expansion. Your financial analysis and reporting will provide critical insights and recommendations that drive strategic decision-making across the company.
The ideal candidate will bring extensive experience in financial strategy, capital markets, and a proven track record in scaling high-growth companies. You should possess exceptional analytical skills, effective communication abilities, and the capability to collaborate with diverse stakeholders. Your leadership will be key in fostering a high-performing finance team and in driving operational efficiency across our financial processes.
Our greatest strength is our people and we'd love for you to be one of them!
Responsibilities:- Strategic Financial Leadership: Develop and execute financial strategies to support Perpay's growth objectives. Partner with the executive team to formulate and execute long-term financial plans
- Capital Markets and Fundraising: Lead efforts in capital markets to secure funding and manage investor relations. Develop and maintain relationships with investors, analysts, and financial institutions
- Financial Analysis and Reporting: Oversee comprehensive financial analysis and provide insights and recommendations to support strategic decision-making. Translate complex financial data into actionable strategic insights and recommendations
- Operational Efficiency: Optimize financial processes and systems to improve efficiency and accuracy in financial operations. Implement best practices in financial management and reporting. Design and oversee testing, evaluate results, and recommend updates to financial policies based on findings
- Team Leadership: Lead and develop a high-performing finance team. Foster a culture of excellence, continuous improvement, and accountability. Lead and mentor a team of analysts, collaborating with Data, Marketing, Operations, Compliance & Legal, and other departments to achieve initiatives
- Collaboration: Work closely with other departments, including Data Science, Data Engineering, and Analytics, to support cross-functional initiatives and drive business performance
- Bachelor's degree in Finance, Accounting, Economics, or a related field; MBA or advanced degree required
- 8+ years of progressive experience in finance, with significant experience in capital markets, financial analysis, and strategic planning
- Demonstrated success in leadership roles within high-growth, fintech, or technology-driven companies
- Strong knowledge of financial markets, fundraising processes, and investor relations
- Excellent analytical skills, with the ability to translate complex financial data into actionable insights
- Exceptional communication and presentation skills, with the ability to influence stakeholders at all levels. Effectively communicate financial-related information through data visualization tools and reports
- Proven ability to lead, mentor, and develop high-performing teams. Demonstrated project management capabilities and ability to thrive in a fast-paced, entrepreneurial environment
- Strong understanding of financial regulations and compliance requirements
Hey, we know not everybody checks all the boxes, so if you're interested, please apply because you could be just what we're looking for!
- Meaningful compensation and equity
- Premium medical benefits (fully paid base plan, and very reasonable premium for the buy-up option)
- 4% employer 401k match
- Unlimited PTO policy
- Remote weeks around major holidays + extra holiday on weekends like MDW and LDW
- High quality catered lunch by local chefs, 4 days / week
- Gym subsidy
- Paid cell phone + plan
- Student loan repayment program
- Relocation assistance
- Generous team member discounts
This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)
Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at careers@perpay.com to request accommodation.
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