Data Analyst, Product Finance

Lead is a fintech building banking infrastructure for embedded financial products and services. We operate an FDIC-insured bank headquartered in Kansas City, Missouri. Additionally, we have offices in San Francisco, Sunnyvale, and New York City, where our technical, product, design, and legal teams operate.

We are built for a constantly evolving financial landscape, where new ventures and technological advancements emerge daily. Guided by a team of entrepreneurs and technologists with decades of experience navigating intricate banking and payments regulations, Lead blends regulatory and technological expertise to help our fintech partners scale their operations with compliance and creativity.

Simply put, Lead offers the essential attributes that every fintech seeks in a partner bank. First, unparalleled technical expertise from a distinguished team of developers with an extensive understanding of the banking and payments systems. Second, oversight expertise, automated compliance systems, and bespoke program management to navigate the ever-shifting regulatory landscape. Finally, a commitment to transparency and operational rigor to ensure everyone’s money does what it’s supposed to do.

Role Description

The Data Analyst for the Product Finance team will play a critical, cross‑functional role in ensuring the accuracy, integrity, and timely delivery of financial data streams related to our Banking‑as‑a‑Service (BaaS) programs. This position is central to the operational success of the Product Finance function, requiring a blend of strong data analysis skills, financial acumen, and an expert ability to manage complex data and reporting structures. You will be the team's subject matter expert on data flow from core systems like Finxact and external Partner Files, directly supporting financial reporting and internal controls.

In this role you will :

• Partner File Management : Monitor the timely delivery of Partner Files and generate cross‑functional reports detailing status and dependencies.
• Data Stream Optimization : Analyze and streamline complex data fields and sources to improve efficiency, accuracy, and reporting capabilities.
• SQL Development : Create and execute production‑level SQL queries to facilitate the onboarding of new financial partners and integrate data streams.
• Validation Oversight : Monitor, document, and clearly communicate any changes to automated data validations to the broader Product Finance team.
• Documentation & Knowledge Transfer : Create and maintain comprehensive documentation detailing the core Finxact system related to financial data derived from BaaS programs.

Qualifications :

What we offer :

Zone 1 : $101,150 - $119,000 (SF / Bay Area, NYC, Seattle)

Zone 2 : $83,854 - $98,652 (Los Angeles, Chicago, Austin, Denver, Boston, Washington DC, San Diego, Philadelphia, Portland, Sacramento, Miami)

Zone 3 : $65,000 - $85,675 (Other US Metros)

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