Intern-Credit Administration

S&T Bank Summer Internship Program

Location: 800 Philadelphia Street, Indiana, PA 15701

Hours: 8:00AM-5:00PM (Additional hours as necessary to meet the objectives of the department)

Function: Works under the direction of department management, in a capacity of departmental backup and support, performing assigned duties.

Duties and Responsibilities:

• This position will include rotations within the Credit Administration division including, but not limited to, Commercial Credit Analysis, Business Banking Originations and Portfolio Management, Construction Credit Analysis & Monitoring, Credit Risk Management and Consumer Loan Operations. May include one-day shadowing opportunities in related departments.
• Duties may vary within each individual department but will contribute to the overall success in each one. Intern expected to become familiar with the function and processes of each department.
• Ability to thrive in a fast-paced environment.
• Critical thinking skills are required.
• Ability to keep organized, maintain accurate notes and manage time appropriately.
• Possess a proficient knowledge of Microsoft Word, Excel, PowerPoint and Teams. Operates PC equipment as needed to process information, prepare reports and perform research.
• A sample of tasks that may be required: Reviewing financial statements, reviewing construction-related documents, analyzing collateral, assisting on loan modifications, and entering financial information into loan system.
• Perform credit analysis to assist underwriters and portfolio managers in analyzing requests.
• Evaluate credit risk and learn how to balance risk vs. asset quality.
• Enters data into spreadsheets and databases to process and prepare reports.
• Collaborates with peers and managers in day-to-day processes.
• May be asked to work on high-priority projects.
• Makes suggestions regarding departmental efficiency.
• Meets with various managers and leadership roles.
• Occasionally travels to various locations; valid driver's license is required.
• Maintains a good working relationship with bank employees.
• Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.
• Performs additional duties as required.

Education: Requires a high school diploma or equivalent education. In pursuit of a four-year degree in data science, computer science, applied mathematics, statistics, finance, accounting, economics, business, or related.

Experience: Up to one-year general experience preferred.

Physical Demands: Use of manual dexterity skills for typing and data entry up to 60% of the business day. Specific vision requirements include close vision of 18"-20" for computer work. Must be able to lift and/or move up to 40 lbs. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. Occasional travel may be required.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

Salary Range: $15.00 - $21.15