Underwriting Consultant

What You'll Do

We're looking for an Underwriting Consultant to join our Business Acceptance team. In this role, you'll collaborate closely with Sales and Service teams to assess and evaluate retirement plan proposals, ensuring competitive and compelling quotes aimed at securing new business and retaining existing clients, particularly in the large market segment. Leverage in-depth market analysis to identify potential risks and challenges, providing actionable insights to address these issues. Strategically position our product and investment offerings to stand out against competitors, aligning proposals with client needs and market trends to maximize business opportunities and drive growth.

• Collaborate closely with sales, legal, compliance and administration teams to analyze retirement plan documents, to assessing their viability and risk to help making informed decisions on whether to approving or declining proposals based on thorough analysis and established guidelines.
• Leverage expertise to negotiate and influence positioning with business partners to offer market-competitive packaging that aligns with organizational goals.
• Support acquisition and retention efforts and promote value-added services.
• Engage in proactive, strategic and market focused conversations to drive revenue and client satisfaction.
• Identify market trends and lead efforts to develop and implement improved processes through the vetting of Offer Governance Committee requests and Product Validation meetings.
• Represent Product Management in workgroups associated with HLIs, Strategic Advisor Relationships, and Advisor presentations.
• Serve as a subject matter expert and provide technical expertise on a variety of topics including TRS pillars.
• Provide coaching, mentoring, and training to internal and external customers.
• Perform other job-related duties and special projects as required.

Operating at the intersection of financial services and technology, Principal builds financial tools that help our customers live better lives. We take pride in being a purpose-led firm, motivated by our mission to make financial security accessible to all. Our mission, integrity, and customer focus have made us a trusted leader for more than 140 years!

Who You Are

Salary Range Information

Salary ranges below reflect targeted base salaries. Non-sales positions have the opportunity to participate in a bonus program. Sales positions are eligible for sales incentives, and in some instances a bonus plan, whereby total compensation may far exceed base salary depending on individual performance. Actual compensation for all roles will be based upon geographic location, work experience, education, licensure requirements and / or skill level and will be finalized at the time of offer.

Salary Range (Non-Exempt expressed as hourly; Exempt expressed as yearly)

$81900 - $182400 / year

Time Off Program

Flexible Time Off (FTO) is provided to salaried (exempt) employees and provides the opportunity to take time away from the office with pay for vacation, personal or short-term illness. Employees don't accrue a bank of time off under FTO and there is no set number of days provided.

Pension Eligible

Yes

Work Environments

This role offers in-office, hybrid (blending at least three office days in a typical workweek), and remote work arrangements (only if residing more than 30 miles from Des Moines, IA, Charlotte NC, Raleigh NC.). You'll work with your leader to figure out which option may align best based on several factors.

Job Level

We'll consider talent at the next level with the right experiences and skills.

Work Authorization / Sponsorship

At this time, we're not considering applicants that need any type of immigration sponsorship (additional work authorization or permanent work authorization) now or in the future to work in the United States. This includes, but IS NOT LIMITED TO : F1-OPT, F1-CPT, H-1B, TN, L-1, J-1, etc. For additional information around work authorization needs please use the following links.

Nonimmigrant Workers and Green Card for Employment-Based Immigrants

Investment Code of Ethics

For Principal Asset Management positions, you'll need to follow an Investment Code of Ethics related to personal and business conduct as well as personal trading activities for you and members of your household. These same requirements may also apply to other positions across the organization.

Experience Principal

At Principal, we value connecting on both a personal and professional level. Together, we're imagining a more purpose-led future for financial services - and that starts with you. Our success depends on the unique experiences, backgrounds, and talents of our employees. And we support our employees the same way we support our customers : with comprehensive, competitive benefit offerings crafted to protect their physical, financial, and social well-being. Check out our careers site to learn more about our purpose, values and benefits.

Principal is an Equal Opportunity Employer

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

Posting Window

We will accept applications for 3 full days following the Original Posting Date, after which the posting may remain open or be removed based upon applications received. If we choose to post the job again, we will accept additional applications for at least 1 full day following the Most Recently Posted Date. Please submit applications in a timely manner as there is no guarantee the posting will be available beyond the applicable deadline.

Original Posting Date

10 / 6 / 2025

Most Recently Posted Date

10 / 21 / 2025

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