Inland Marine Underwriting Specialist

Underwriter Specialist

Hanover Marine is seeking an Underwriter Specialist to join our growing team in our Dallas or Houston, TX location. This is a full time, exempt role. This is a hybrid opportunity.

We encourage all Inland Marine Underwriting professionals looking to join a dynamic & collaborative team to apply. The actual job title and level may be flexible dependent on candidate qualifications and experience.

Position Overview : Responsible for identifying, soliciting, underwriting and selling new and renewal Specialty accounts that drive profitable growth and align with Marine goals. Apply technical, sales and analytical skills to provide insurance solutions that help Hanover's customers manage risk. Demonstrates a thorough understanding of Hanover's strategies and appetites and will use internal and external data to make appropriate individual and portfolio risk decisions. Operates with limited daily supervision, seeks technical direction for matters outside one's authority and general expertise. Operates within a standard letter of authority for all underwriting decisions while managing a book of business, generally with moderate to high technical complexity and coordination.

In This Role, You Will :

Technical Underwriting :

• Know and apply underwriting concepts including risk selection, exposure and hazard identification and control, coverage implications, and loss analysis.
• Use all appropriate underwriting tools, disciplines and strategies to ensure underwriting guidelines are followed.
• Understand pricing components and rating methodology and correlates pricing to exposures.
• When presented with minimal information on a risk, instinctively know the key questions to ask to ascertain the full scope of operations and the key exposures and needed controls.
• Complete file documentation according to best practices guidelines and can clearly explain account decisions.
• Provide clear and concise rating instructions for quotes prior to generating proposal for presentation to the agent.

Portfolio Management & Financial Acumen :

Sales Management :

What You Need To Apply :

Career Development : It's not just a job, it's a career, and we are here to support you every step of the way. We want you to be successful and fulfilled. Through on-the-job experiences, personalized coaching and our robust learning and development programs, we encourage you at every level to grow and develop.

Benefits : We offer comprehensive benefits to help you be healthy, build financial security, and balance work and home life. At The Hanover, you'll enjoy what you do and have the support you need to succeed. Benefits include : Medical, dental, vision, life, and disability insurance; 401K with a company match; Tuition reimbursement; PTO; Company paid holidays; Flexible work arrangements; Cultural Awareness Day in support of IDE; On-site medical / wellness center (Worcester only).

EEO Statement : The Hanover values diversity in the workplace and among our customers. The company provides equal opportunity for employment and promotion to all qualified employees and applicants on the basis of experience, training, education, and ability to do the available work without regard to race, religion, color, age, sex / gender, sexual orientation, national origin, gender identity, disability, marital status, veteran status, genetic information, ancestry or any other status protected by law. Furthermore, The Hanover Insurance Group is committed to providing an equal opportunity workplace that is free of discrimination and harassment based on national origin, race, color, religion, gender, ancestry, age, sexual orientation, gender identity, disability, marital status, veteran status, genetic information or any other status protected by law.

Compensation : The target hiring range for this role may vary based on geographic location and other factors, including merit or performance, demonstrated proficiency, skills for the role, education, travel requirements, and experience. Additional compensation may include an annual bonus (which could take the form of a general bonus, sales incentive, or short-term incentive), long-term incentive or spot recognition awards. The posted range reflects our ability to hire at different position titles and levels depending on background and experience.