Mortgage Loan Originator
Be part of a team that's committed to making a difference. We believe in our work and our customers.
This is a nationwide opportunity! As a Mortgage Loan Originator, you will be the primary point of contact for our clients, guiding them through the entire loan process from application to closing.
Responsibilities include :
- Source and originate residential mortgage loans, actively offering and negotiating loan terms that best meet consumer needs.
- Achieve and exceed assigned loan production goals as established by the Branch Manager.
- Manage the full loan application process, including accurately taking applications, verifying borrower and property information, and obtaining all necessary documentation from consumers and business partners.
- Collaborate effectively with in-house teams to ensure timely and smooth loan file progression.
- Analyze consumers' financial data to accurately identify and recommend the most appropriate loan products and solutions to meet their unique financial goals.
- Act as an expert advisor, clearly communicating lending guidelines, procedures, and various product options to consumers and partners.
- Respond promptly and professionally to all inquiries from consumers and business partners regarding mortgage loan products.
- Build, maintain, and expand a robust professional network of referral sources to generate a consistent flow of new business.
- Develop and execute a strategic marketing plan designed to maximize loan quality and productivity, ensuring alignment with Fairway's overall objectives.
- Actively participate in professional organizations and community events, which frequently requires travel to offsite networking events.
- Maintain expert-level knowledge of all Fairway policies, guidelines, product offerings, and state and federal regulations impacting mortgage lending, including the SAFE Act.
- Ensure strict adherence to all company policies, guidelines, and regulatory requirements in every aspect of the loan origination process.
Required Experience and Qualifications :
Active Mortgage Loan Originator (MLO) license sponsored by Fairway Independent Mortgage Corporation and in good standing with the NMLS for the state(s) in which you conduct business.$2+ years of recent, consecutive experience in retail mortgage loan origination / sales.Proven track record of successful loan origination supported by a consistent source of referral-based business from realtors, builders, and other industry professionals.Demonstrated ability to manage a consistent loan pipeline (preferred).Experience analyzing, interpreting, and applying complex data to make sound business decisions.Demonstrated experience working successfully in a fast-paced, deadline-driven, and changing environment.Proficiency with Microsoft Office Suite (Word, Excel, Outlook).Extensive knowledge and understanding of various residential loan programs (e.g., Conventional, FHA, VA, USDA) and secondary market guidelines to effectively manage complex loan scenarios.Solid knowledge of mortgage lending processes, procedures, and regulations, including state and federal real estate lending laws.Strong understanding of core mortgage-related terms such as escrow, taxes, closing documents, and insurance.Exceptional customer service and interpersonal skills, with a proven ability to build and maintain quality client and partner relationships.Excellent written and oral communication skills, meticulous attention to detail, and demonstrated ability to multi-task effectively.Fairway Home Mortgage, founded in 1996, is a nationwide leader in the mortgage industry. Customer service is at the heart of everything we do. We deliver personalized loan solutions with some of the fastest turn times in the industry. Our mission is to act as trusted advisors, guiding clients through every step of the mortgage process to exceed expectations and ensure satisfaction.
Our culture promotes innovation, growth, and collaboration, offering exciting career paths and professional development. Whether you're starting out or advancing your career, Fairway is a place where your skills and ambitions can thrive.