Consumer Real Estate Lending Risk Manager

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

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Job Description :

At Regions, the Business Unit Compliance Function Manager operates as a first, second, or third line of defense risk management expert that advises on business and / or product decisions. Associates at this level should have full ownership and be a Subject Matter Expert (SME) for one or more large or complex products, processes, or regulations, contributing to process change and redesign in addition to developing business plans, policies, and procedures to support a particular line of business. This position may manage 1-2 analysts and typically reports directly to the Business Unit Compliance Group Manager, the Head of a Division or a specialized Group Manager over a line of business i.e. Credit Products, Commercial, etc.

Primary Responsibilities

Conducts compliance reviews and provides oversight of legal entities, business units, and processes

Advises leadership on business and / or product decisions

Provides requested information to regulatory agencies and advises management on potential and ongoing compliance issues

Maintains proficient knowledge of rules and regulations and their impact on products, services and operations for a specific line of business

Assists in resolving complex problems or transactions, where expertise is required to interpret against policies, guidelines or processes

Administers a monitoring and testing program to ensure effective compliance with all applicable laws and regulations

Creates and delivers training to assigned business area to increase compliance awareness

Gathers information requested by regulatory agencies

May supervise day-to-day work of other professional level compliance associates

May contribute to workflow or process change and redesign, and risk and control identification

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

Bachelor's degree and eight (8) years experience in compliance, quality assurance / control, audit or other related compliance function specific to a line of business

Or High School Diploma and fifteen (15) years experience in compliance, quality assurance / control, audit or other related compliance function specific to a line of business

Preferences

Masters degree

Certified Regulatory Compliance Manager Certification (CRCM)

Skills and Competencies

Strong Communication skills

Knowledge of legal and regulatory environment as it relates to compliance in a particular line of business

Deadline driven

Ability to work independently

Organizational skills

Time management skills

Proficiency in Microsoft Office Suite

Additional Job Description :

This is a role works with the Consumer First Line Risk Management area for Consumer Real Estate Lending.

Consumer Real Estate Lending operational and compliance risk knowledges preferred.

Location options include : Birmingham, AL, Atlanta, GA or Charlotte, NC. Regions will not provide relocation assistance for this position, and relocation would be at your expense.

Regions will not sponsor applicants for work visas for this position. Applicants for this position must be currently authorized to work in the United States on a full-time basis.

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include : experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target : Minimum :

$107,768.10 USD

Median : $148,230.00 USD

Incentive Pay Plans :

This role is eligible to participate in the annual discretionary incentive plan. Employees are eligible to receive a discretionary award based on individual, business, and / or company performance.Opportunity to participate in the Long Term Incentive Plan.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. () Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

Paid Vacation / Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.

Location Details

Riverchase Operations Center

Location : Hoover, Alabama

Equal Opportunity Employer / including Disabled / Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.