Product Lead Money Movement

We believe that the way people interact with their finances will drastically improve in the next few years. Were dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo SoFi several of the Fortune 500 and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaids network covers 12000 financial institutions across the US Canada UK and Europe. Founded in 2013 the company is headquartered in San Francisco with offices in New York Washington D.C. London and Amsterdam.

Plaids Transfer team is building the infrastructure that powers how money moves in the modern economy. We enable fintechs and enterprises to move funds instantly securely and at scale whether paying in paying out or managing recurring flows. The team sits at the center of Plaids payments ecosystem operating across ACH RTP FedNow and beyond to make bank payments as intuitive and dependable as cards. Were shaping the future of real-time payments in the U.S. and moving Billions of dollars in the process.

As the Product Lead for Transfer youll own how real-time money movement works across the Plaid network and the broader financial ecosystem. Youll guide the roadmap for our payments platform and oversee the systems operations and partnerships that keep money moving safely and reliably every day. This role combines deep product and operational leadership defining how Plaid scales its payments capabilities across ACH RTP FedNow Wires and Request for Payment (RfP).

Youll work cross-functionally with engineering operations risk and go-to-market to build the most trusted and resilient payments platform in the market. Youll drive the evolution of Plaids real-time payments operations ensuring world-class reliability compliance and customer success. If youre motivated by building systems that redefine how money movesat scale in real time and with impactthis is your opportunity to lead one of the most important transformations in modern finance.

Responsibilities

• Own the money movement strategy. Define the long-term vision and roadmap for Plaids Transfer products across ACH RTP FedNow Wires and RfP.
• Scale real-time payments. Lead the evolution of Plaids payments operations setting the standard for reliability reconciliation and network performance.
• Balance growth and risk. Oversee ACH operations and customer oversight driving both compliance and scale across Plaids payments ecosystem.
• Build trusted infrastructure. Partner with Engineering and Operations to deliver systems that are resilient transparent and insight-driven.
• Represent Plaid externally. Act as a thought leader in the future of open real-time payments and modern financial infrastructure.
• Lead with ownership. Operate with urgency creativity and accountability modeling Plaids ownership mindset across product and operations.

Qualifications

$241200 - $400000 a year

The target base salary for this position ranges from $241200 / year to $400000 / year in Zone 1. The target base salary will vary based on the jobs location.

Our geographic zones are as follows :

Zone 1 - New York City and San Francisco Bay Area

Zone 2 - Los Angeles Seattle Washington D.C.

Zone 3 - Austin Boston Denver Houston Portland Sacramento San Diego

Zone 4 - Raleigh-Durham and all other US cities

Additional compensation in the form(s) of equity and / or commission are dependent on the position offered. Plaid provides a comprehensive benefit plan including medical dental vision and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position candidates work experience and skillset and location. Pay and benefits are subject to change at any time consistent with the terms of any applicable compensation or benefit plans.

Our mission at Plaid is to unlock financial freedom for everyone. To support that mission we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesnt fully match the job description. We are always looking for team members that will bring something unique to Plaid!

Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race color national origin ethnicity religion or religious belief sex (including pregnancy childbirth or related medical conditions) sexual orientation gender gender identity gender expression transgender status sexual stereotypes age military or veteran status disability or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories consistent with applicable federal state and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability please let us know at emailprotected.

Please review our Candidate Privacy Notice here .

Key Skills

Administrative Skills,Facilities Management,Biotechnology,Creative Production,Design And Estimation,Architecture

Employment Type : Full-Time

Experience : years

Vacancy : 1