Talent.com
Financial Credit Risk, Senior Associate
Financial Credit Risk, Senior AssociateNY Staffing • New York, NY, US
No longer accepting applications
Financial Credit Risk, Senior Associate

Financial Credit Risk, Senior Associate

NY Staffing • New York, NY, US
1 day ago
Job type
  • Full-time
Job description

Balance Sheet Management Practice

A career in our Balance Sheet Management practice, within Financial Risk and Regulatory services, will provide you with the opportunity to help business leaders embed a proactive and dynamic risk management capability and mindset into their corporate business practices. From strategy through to implementation, we help put in place people, processes, and technology so they can leverage financial risk management to identify new opportunities and pursue success as smoothly, systematically, and sustainably as possible in the face of changing markets, technologies, and competition. Our team provides our clients with gap assessments, as well as design and implement processes to facilitate asset and liability management, funding and liquidity planning, and stress testing, and capital management. You'll help build tools that enable our clients to efficiently utilize capital and liquidity resources, consistent with regulatory expectations.

To really stand out and make us fit for the future in a constantly changing world, each and every one of us at PwC needs to be a purpose-led and values-driven leader at every level. To help us achieve this we have the PwC Professional; our global leadership development framework. It gives us a single set of expectations across our lines, geographies, and career paths, and provides transparency on the skills we need as individuals to be successful and progress in our careers, now and in the future. As a Senior Associate, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to :

  • Use feedback and reflection to develop self-awareness, personal strengths, and address development areas.
  • Delegate to others to provide stretch opportunities, coaching them to deliver results.
  • Demonstrate critical thinking and the ability to bring order to unstructured problems.
  • Use a broad range of tools and techniques to extract insights from current industry or sector trends.
  • Review your work and that of others for quality, accuracy, and relevance.
  • Know how and when to use tools available for a given situation and can explain the reasons for this choice.
  • Seek and embrace opportunities which give exposure to different situations, environments, and perspectives.
  • Use straightforward communication, in a structured way, when influencing and connecting with others.
  • Able to read situations and modify behavior to build quality relationships.
  • Uphold the firm's code of ethics and business conduct.

As a member of the Risk & Regulatory Advisory team, you will advise financial institutions on a broad range of credit risk management topics including, organization and governance; credit process optimization; risk rating model design, build, and implementation; and Current Expected Credit Losses (CECL) process and tools. You will work on a team evaluating, designing, and implementing credit risk strategies to support our clients in addressing key market challenges focused on credit risk.

Job Requirements and Preferences :

Basic Qualifications :

  • Minimum Degree Required : Bachelor Degree
  • Minimum Years of Experience : 3 year(s)
  • Preferred Qualifications :

  • Degree Preferred : Master Degree
  • Preferred Fields of Study : Business Administration / Management, Mathematics, Statistics, Finance, Accounting, Economics
  • Preferred Knowledge / Skills :
  • Demonstrates a thorough level of abilities and / or a proven record of success in how to lead or facilitate relevant project management or client consultations in the areas of credit-related activities and credit risk management, preferably in some combination of the following areas :
  • Collaborating and / or playing a significant role in commercial and retail lending and credit process redesign initiatives, such as streamlining credit approval processes (including artificial intelligence), better aligning deal team execution and delivery to client segmentation schemes, implementing credit process redesign initiatives (e.g., target operating model for credit lifecycle), redesigning risk management organization or functional responsibilities, enhancing loan review processes, and / or enhancing loss mitigation / recovery processes.
  • Familiarity with conducting credit risk processes, performing underwriting, credit analysis, and assigning risk ratings (e.g., single, and dual risk rating frameworks), writing and reviewing risk management policies and procedures, 1st and 2nd line of defense experience.
  • Developing, applying, and validating commercial and retail credit risk methodologies including obligor and facility risk rating (e.g., PD, LGD, EAD) models, pricing models, etc.
  • Creating and executing design and application of commercial and retail credit risk reporting and analytics in a financial services organization.
  • Possessing knowledge of Allowance for Credit Losses, including methodology, models, and US GAAP requirements under Current Expected Credit Losses (CECL) and knowledge of IFRS 9.
  • Selecting, implementing, and / or using commercial and retail credit risk workflow, analytic tools - e.g., Moody's, S&P, nCino, and / or, reporting technologies.
  • Possessing familiarity with commercial and retail credit regulatory guidance covering CECL, credit risk review systems, underwriting / annual reviews.
  • Possessing completion of a formal credit training program.
  • Demonstrates a thorough level of abilities and / or a proven record of success with designing and implementing process improvement solutions, leveraging PC applications including MS Office (Word, Excel, Access, PowerPoint), where applicable, including :
  • Leveraging know-how of a wide range of commercial and retail loan types, including C&I, CRE, ABL, Leasing, Project Finance, Leveraged Lending, fund financing, etc.
  • Operating successfully as both an individual contributor and team member, identifying and addressing client needs.
  • Preparing, coordinating, and delivering complex written and verbal materials to clients and senior management (e.g., PPT presentations, summary reports / memos, oral presentations).
  • Collaborating with teams to create a proven atmosphere of trust, seeking diverse views to encourage improvement and innovation, and coaching staff, including providing timely meaningful written and verbal feedback.
  • Identifying and addressing client needs by building and maintaining trust (e.g., client relationship management).
  • Considering cross-cultural differences, seeking diverse views to encourage improvement and innovation, and fostering a global mindset for the team.
  • Demonstrating experience in working with and managing on-shore and off-shore teams.
  • Demonstrating thorough ability to communicate project goals and objectives, project status and deliverables, building consensus and presenting standard industry practices / point of view effectively.
  • Keeping leadership informed of progress and issues.
  • The salary range for this position is : $77,000 - $202,000, plus individuals may be eligible for an annual discretionary bonus. For roles that are based in Maryland, this is the listed salary range for this position. Actual compensation within the range will be dependent upon the individual's skills, experience, qualifications, and location, and applicable employment laws. PwC offers a wide range of benefits, including medical, dental, vision, 401k, holiday pay, vacation, personal and family sick leave, and more.

    Create a job alert for this search

    Risk Senior Associate Financial Risk • New York, NY, US

    Related jobs
    Portfolio Management Group - Credit Risk Professional - Associate

    Portfolio Management Group - Credit Risk Professional - Associate

    MUFG Bank, Ltd. • New York, NY, United States
    Full-time
    Do you want your voice heard and your actions to count?.Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150...Show more
    Last updated: 17 days ago • Promoted
    Associate, Credit Risk

    Associate, Credit Risk

    Gemini • New York, NY, United States
    Full-time
    Gemini is a global crypto and Web3 platform founded by Cameron and Tyler Winklevoss in 2014, offering a wide range of simple, reliable, and secure crypto products and services to individuals and in...Show more
    Last updated: 21 days ago • Promoted
    Financial Credit Risk, Senior Manager

    Financial Credit Risk, Senior Manager

    NYC Staffing • New York, NY, US
    Full-time
    At PwC, our people in risk and compliance focus on maintaining regulatory compliance and managing risks for clients, providing advice, and solutions. They help organizations navigate complex regulat...Show more
    Last updated: 1 day ago • Promoted
    Credit Risk Specialist (Associate)

    Credit Risk Specialist (Associate)

    Nomura International • New York, NY, United States
    Full-time
    Job title : Credit Risk Management.The pay range for this position at commencement of employment is expected to be between $100,000 and $150,000 / year •. Nomura is a global financial services group wit...Show more
    Last updated: 30+ days ago • Promoted
    Sr. Associate, Credit Risk, Liberty Street, New York, NY

    Sr. Associate, Credit Risk, Liberty Street, New York, NY

    Santander • New York, NY, United States
    Full-time
    Associate, Credit Risk, Liberty Street, New York, NY.Country : United States of America.Santander is a global leader and innovator in the financial services industry. We believe that our employees ar...Show more
    Last updated: 17 days ago • Promoted
    Associate, Credit Strategy & Management

    Associate, Credit Strategy & Management

    Apollo Inc • New York, NY, United States
    Full-time
    Apollo is seeking a Strategy Associate to join its Credit Strategy & Management team, supporting strategic initiatives across one of the world's largest and fastest-growing credit investment platfo...Show more
    Last updated: 30+ days ago • Promoted
    Senior Credit Risk Associate

    Senior Credit Risk Associate

    Atlas • New York, NY, United States
    Full-time
    Underwrite new credit requests.Contribute to credit policy development.Collaborate cross-functionally.Finance, Product, and Operations to improve credit decisioning, automate workflows, and streaml...Show more
    Last updated: 29 days ago • Promoted
    Senior Manager, U.S. Leveraged Finance Credit Risk

    Senior Manager, U.S. Leveraged Finance Credit Risk

    Scotiabank • New York, NY, United States
    Full-time
    Please note that the Salary Range shown is a guideline only.Salary offered may vary based on factors, including, but not limited to, the successful candidate’s relevant knowledge, skills, and exper...Show more
    Last updated: 21 days ago • Promoted
    Counterparty Credit Risk Associate

    Counterparty Credit Risk Associate

    Dtcc • Jersey City, NJ, United States
    Full-time
    Are you ready to make an impact at DTCC?.Do you want to work on innovative projects, collaborate with a dynamic and supportive team, and receive investment in your professional development? At DTCC...Show more
    Last updated: 11 days ago • Promoted
    Senior Auditor- Credit Risk Management (Hybrid)

    Senior Auditor- Credit Risk Management (Hybrid)

    Capital One • New York, NY, United States
    Full-time +1
    Senior Auditor- Credit Risk Management (Hybrid).Capital One's Audit function is a dedicated group of professionals focused on delivering top-quality assurance services to the organization's Audit C...Show more
    Last updated: 10 days ago • Promoted
    Risk Consulting Senior Associate (Temporary) - Financial Services Risk & Controls Solutions

    Risk Consulting Senior Associate (Temporary) - Financial Services Risk & Controls Solutions

    RSM Global • New York, NY, United States
    Full-time
    We are the leading provider of professional services to the middle market globally, our purpose is to instill confidence in a world of change, empowering our clients and people to realize their ful...Show more
    Last updated: 29 days ago • Promoted
    Financial Credit Risk, Senior Associate

    Financial Credit Risk, Senior Associate

    PwC • New York, NY, United States
    Full-time
    A career in our Balance Sheet Management practice, within Financial Risk and Regulatory services, will provide you with the opportunity to help business leaders embed a proactive and dynamic risk m...Show more
    Last updated: 30+ days ago • Promoted
    Risk Consulting Senior Associate - Financial Services Risk & Controls

    Risk Consulting Senior Associate - Financial Services Risk & Controls

    RSM US LLP • New York, NY, United States
    Full-time
    We are the leading provider of professional services to the middle market globally, our purpose is to instill confidence in a world of change, empowering our clients and people to realize their ful...Show more
    Last updated: 29 days ago • Promoted
    Fund Finance | Credit Origination Associate

    Fund Finance | Credit Origination Associate

    Mosaic Partners • New York, NY, United States
    Full-time
    Seeking a highly motivated Fund Finance | Credit Origination Associate to join our growing team.The ideal candidate will have at least 2 years of experience in fund finance (preferred) or broader c...Show more
    Last updated: 1 day ago • Promoted
    Senior Fraud Risk Associate

    Senior Fraud Risk Associate

    RAMP • New York, NY, United States
    Full-time
    At Ramp, we're rethinking how modern finance teams function in the age of AI.We believe AI isn't just the next big wave.It's the new foundation for how business gets done.We're investing in that fu...Show more
    Last updated: 15 days ago • Promoted
    Sr. Associate, Credit Risk, Liberty Street, New York, NY

    Sr. Associate, Credit Risk, Liberty Street, New York, NY

    Santander US • New York, NY, United States
    Full-time
    Associate, Credit Risk, Liberty Street, New York, NY.Country : United States of America.Santander is a global leader and innovator in the financial services industry. We believe that our employees ar...Show more
    Last updated: 21 days ago • Promoted
    Sr. Associate, Credit Risk, Liberty Street, New York, NY

    Sr. Associate, Credit Risk, Liberty Street, New York, NY

    Santander Bank • New York, NY, United States
    Full-time
    Associate, Credit Risk, Liberty Street, New York, NY.Country : United States of America.Santander is a global leader and innovator in the financial services industry. We believe that our employees ar...Show more
    Last updated: 17 days ago • Promoted
    Financial Credit Risk, Senior Manager

    Financial Credit Risk, Senior Manager

    PricewaterhouseCoopers • New York, NY, United States
    Full-time
    At PwC, our people in risk and compliance focus on maintaining regulatory compliance and managing risks for clients, providing advice, and solutions. They help organisations navigate complex regulat...Show more
    Last updated: 22 days ago • Promoted